In Alipay Ant Flower Shop, won't I go to jail if I borrow money overdue?

I will. Alipay's ant flower buds and borrowings fail to pay back the money within the time limit, and the first choice sesame credit must be blacklisted. You can't use ant flowers and borrow flowers in the future. If the amount is large, you may be prosecuted. If you don't return it, you will also report it to the People's Bank. In the future, the handling of loans and credit cards will be affected. At the same time, there will be penalty interest, and the longer overdue, the higher the penalty interest!

Ma Yun himself said, don't touch the bottom line of Alipay. Arrears will not only disable the functions of borrowing and spending money, but also be blacklisted by Alipay, permanently disable Alipay, and submit your credit score to the bank. In the future, high-speed rail and other means of transportation will not be used. Because of the credit problem, the recruitment platform will not accept your resume, which makes it difficult to find a job.

Expired flowers have three main effects:

1. Function limitation: the garden function will not be available, and whether it can be restored after subsequent repayment will be evaluated irregularly by the system, so manual intervention is impossible.

2. Negative records: overdue records will be submitted to Sesame Credit, which will affect Sesame Score; At the same time, for users who have access to the central bank's credit information, overdue records will be truthfully uploaded to the central bank's credit information system according to regulations.

3. Overdue interest: overdue fee = overdue principal * overdue days *0.05%.

Flower buds can only be used for consumer payment and cannot be withdrawn. If you need a loan, you can consider borrowing big brand credit such as bud, micro-loan and Xiaoman Finance. Qianhua, formerly known as "Baidu Qianhua", is the credit brand of Xiaoman Finance (formerly Baidu Finance). Provide users with safe, convenient, unsecured and unsecured credit services and borrow money to Xiaoman Financial APP.

Refer to the above content: Baidu Encyclopedia-Bai Hua?