Yixin's Yixin MSE

CreditEase is a well-known professional service platform engaged in personal credit loan consultation and management in China, and it is the first to launch "peer-to-peer" credit loans and wealth management services in China.

Headquartered in Beijing, the company has established a nationwide service network in more than 20 rural areas in Shanghai, Guangzhou, Shenzhen, Shenyang, Dalian, Harbin, Jinan, Qingdao, Wuhan, Changsha, Kunming, Hangzhou, Nanjing, Suzhou, Xi, Chengdu, Chongqing and Zhengzhou. CreditEase introduces advanced foreign credit management concepts and provides professional credit management and wealth management services, including credit consultation, evaluation, credit scheme formulation, agreement management and payment collection management, to customers at both ends of the platform in combination with the social credit situation in China. Through the credit platform established by CreditEase, the credit transaction between customers at both ends becomes safer, more efficient, more professional and more standardized.

To become an advocate and practitioner of inclusive credit in China, to help build the credit environment in China, and to promote the development of personal credit market in the vast cities and rural areas of China. CreditEase Elite Lender: CreditEase Investment

Organization type: small loan company

Loan type: pure credit unsecured loan

Repayment method: installment repayment.

Loan amount: 200,000-500,000 yuan

Loan currency: RMB

Loan interest rate: 0.00%

Loan term: 12.00 -36.00.

Processing time: 3 days

Loan purposes: personal consumption loans and unsecured credit loans.

Other expenses: management fee 1.42%

Suitable areas: Shijiazhuang, Tangshan, Shenyang, Dalian, Ningbo, Hefei, Fuzhou, Xiamen, Nanchang, Zhengzhou, Wuhan, Changsha, Guangzhou, Shenzhen, Haikou, Lanzhou and Lianyungang.

Suitable for people: other occupations, employees of state-owned enterprises, civil servants, lawyers and teachers.

Product introduction:

The new salary loan is a pure credit loan product for social elites launched by CreditEase. The maximum loan amount is 300,000 yuan, and the longest loan period is 3 years.

Product advantages:

1. No collateral or guarantee is required.

2. The maximum loan amount can reach 500,000 yuan.

3. The longest loan period is 3 years.

4. The application materials are complete, and the loan can be released within 3 working days.

Loan terms:

1, age requirement: 22 years old (inclusive) to 60 years old (inclusive);

2. Income requirements: the average monthly income is not less than 2,000 yuan, and it can provide personal flow for 6 months;

3. Working years: the current unit has worked for 6 months;

4. Industry restrictions: applications from private owners, individual industrial and commercial households and other self-employed households will not be accepted for the time being.

Application materials:

1. ID card;

2. Labor contract;

3. The income proves that the bank has been running for 3 months;

4. Third-party housing lease contract (water, electricity, gas, fixed telephone charges);

5. Personal credit report

6. Others: submitting tax bills, real estate, automobile production, funds, stocks, etc. The application amount can be increased.

2. CreditEase's commercial loans

Lender: CreditEase Investment

Organization type: small loan company

Loan type: pure credit unsecured loan

Repayment method: installment repayment.

Loan amount: 0.80-500,000 yuan.

Loan currency: RMB

Loan interest rate: 0.00%

Loan term: 6.00-24.00 months.

Processing time: 3 days

Loan purposes: short-term revolving loans, self-employed loans and unsecured credit loans.

Other expenses: management fee 2.53%

Suitable areas: Hebei, Shanxi, Zhejiang, Anhui, Fujian, Shandong, Zhengzhou, Hubei, Hunan, Guangdong, Beijing, Tianjin, Shanghai, Chongqing and other places.

Suitable for the crowd: teachers, enterprise legal persons, individual industrial and commercial households 1, copy of ID card; 2. Business license; Public water or private water for 3 or 6 months; 4. The office lease contract is stamped with the official seal/water, electricity and coal address certificate, and the water, electricity and coal address is arbitrary; 5. Other valuable assets and certificates (real estate license, bachelor degree or above, vehicle driving license, stock fund market value, etc.). ).