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How does Taiyuan taxi driver get a loan to buy a house to issue a proof of income?
The main body of the taxi driver's work unit is the taxi company, so the company is obliged to issue the income certificate.
Housing mortgage loan refers to a loan that an individual pays a certain proportion of down payment when purchasing a house with property ownership certificate and a house or commercial house that can be traded in the market, and the rest is applied to a cooperative institution with the property to be purchased as collateral.
For housing mortgage loans, income certificates are generally issued when signing the purchase contract. Some banks need to provide bank running bills if their monthly income exceeds 3,000 yuan. The main content of the bank's telephone call back is to ask whether the information on the lender's income certificate belongs to, including job position, average monthly income, working years and so on. Personal housing mortgage loan refers to the loan issued by the bank to the borrower for the purchase of self-occupied new housing, commonly known as "personal housing mortgage loan". The amount of personal housing mortgage loan issued by the bank shall not be higher than 80% of the value of the house to be purchased or the actual total cost of house purchase assessed by the real estate appraisal agency (whichever is lower).
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