Long-term mobile phone loan

Everyone can get a loan in an emergency and then solve the urgent need, so borrowing has become a part of our life. However, most people don't know how to choose when borrowing money. Now let's introduce the top ten conscience loan platforms, namely Alipay, Du Xiaoman, Tencent, 360, Xiaomi Finance, Zhaolian Finance, Mashan Finance, JD.COM, 5 1 provident fund manager and installment music.

Introduction of Top Ten Loan Platforms

1, loans, consumption and online business loans through Alipay are all safe and reliable loan methods;

2. Du Xiaoman belongs to a loan platform owned by Baidu, mainly because he has money to spend and the loan is satisfactory. Their advantages are long installment time, low interest rate and relatively high loan amount;

3. Tencent's main business is micro-loan, but micro-loan belongs to the invitation system, and not everyone can use it;

The 360 loan of 4.360 is a more conscientious loan platform. As long as they are adults, they can borrow, and the loan amount is limited to less than 200,000;

5. Xiaomi Loan under Xiaomi Finance supports installment repayment and loan repayment;

6. China Merchants Finance's recruitment of good term loans is an old loan method and a formal platform for conscience;

7. Instant Finance's comfort flower is also very conscientious, and it is a formal platform for large companies to endorse;

8.JD。 COM's Jingdong Finance is also very conscientious, divided into white bars and gold bars, with different functions;

9.5 1 provident fund manager is mainly suitable for users who have paid the provident fund, and can provide provident fund, social security loans, and multi-release in the first instance;

10, installment music is also a loan platform and has a good reputation.

The above is the introduction of the top ten conscience loan platforms.

What are the mobile APP loans? What is the one with low interest rate?

1, 360 IOUs

360 IOU is a mobile phone loan APP with low interest and good reputation, which was launched by 360 Finance. This hole can provide you with a loan of up to 200,000 yuan and a credit, which can be recycled. The daily interest rate of 360 IOUs is 0.027%, and some interest-free coupons will be provided from time to time.

2. Sorry

Borrowing is a micro-credit loan of Alibaba, capped at 50,000 yuan, with an expected annualized interest rate of 0.045% and the longest loan term of 12 months. As long as the sesame credit score reaches 600 or above, you can apply, and the loan of 50000 can be quickly received within 1 hour.

3.baidu has money to spend.

The pure credit loan launched by Baidu Finance has many sub-products. It is easy to apply for short-term loans, and the daily interest rate is as low as 0.02%. But it should be determined according to the borrower's comprehensive credit situation. Baidu account has a long registration time and high frequency of use. Frequent users of Baidu products meet the basic borrowing conditions and have a high pass rate.

4. Recruit good loans

It is also easy to apply for a pure credit loan from Zhaolian Finance. As long as you download the APP on your mobile phone, register with the mobile phone number of the real-name registration system, upload your ID card, bind the bank card, and complete the real-name authentication, you can borrow money. The better the credit, the stronger the repayment ability, and the easier it is to pass the customs. The daily interest rate ranges from 0.03% to 0. 10%.

Step 5 rent a shot

In China, P2P peer-to-peer lending platform was built earlier, which requires investors to pay conditionally and bear certain risks. However, the loan review and collection mechanism is better and the management cost is lower. The idea of auctioning off loans has been innovating all the time. The most obvious example is to cancel the audit: give up any link of the transaction, so that auctioning off loans will become a lonely platform, and lenders and borrowers will trade entirely on their own. The auction of loans is only a third party to "witness" the legally binding loan relationship.

Mobile phone loan platform with high interest rate

1. Loan recruitment with good term: the loan platform with long online time has better loan interest rate. It is also a platform with high loan amount and low interest rate. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.029%. Different qualifications have different interest rates. In addition, at least 18-50 years old, good credit, stable income, sesame score above 600.

2.JD.COM Gold Bar: It is a well-known loan platform, like Lending Treasure, with many borrowers. It is also a loan platform with large loan amount and low interest rate. The maximum loan amount is 200,000, and the daily interest rate is as low as 0.025%. It can be repaid in 12 installments at the longest. There is little pressure to borrow money from the platform, and up to 20 loans can be made.

What are the platforms with long staging time in 2020? These four modes can also be used in the next paragraph.

In 2020, many card friends suffered an economic crisis and wanted to borrow money from the platform for turnover. Considering the influence of loan term on repayment pressure, metropolis tends to be a platform with long installment time. So, what are the platforms with long staging time in 2020? Here are four models for you to check.

1, Doudou money

Credit card loans are all Internet credit loan products under WeChat Jinke, with a maximum loan amount of 50,000 yuan, without mortgage guarantee. Download the APP with the mobile phone number in the real-name registration system for more than 5 months, upload the ID card and complete the real-name authentication, and you can get the credit line. The maximum loan line is 50,000 yuan, which is a relatively long period among many online loans that can still be repaid. The loan period is 3-24 months.

2. Ants borrow it

Alipay's personal consumer credit business can be said to be the earliest batch of online loans, and many people are still using it. Alipay account and real-name authentication are required. Sesame can only be opened when it is over 600. The maximum amount is 300,000 yuan, and the longest loan period is 65,438+February. Although the repayment is in installments, the interest is calculated on a daily basis, and the daily interest rate depends on the qualifications.

3. Ten thousand E loans

Wanda Pratt & Whitney credit loan product, with credit line 1000 ~ 50000, age 18 ~ 55 years old or above, has a stable source of work income, and can be granted credit only after submitting information such as ID card, mobile phone number and bank card to complete real-name authentication. The installment time is 6 ~ 12 months, with daily interest. The actual daily interest rate is as low as a specific amount, and the interest rate is related to the borrower's qualification.

4. Recruit good loans

Zhaolian Financial Personal Credit Loan Platform, with a loan amount of 2,000-50,000 yuan and four loan terms: 3, 6, 12 and 24. 22-55 years old, with a stable job and income. You can use your mobile phone number to register your account, improve your personal information, and complete real-name authentication to get a loan. The daily interest can be repaid as you borrow it.

Is there a loan with a longer loan term? You can look at these models.

There are many loan platforms on the market now, but the loan period is long and short. For friends who are in urgent need, they will definitely want to apply for a loan with a longer loan period, and the repayment pressure will be relatively small. Today, we will take stock of several loans that can be borrowed for two or three years, all of which are products of licensed financial institutions. You can refer to it if necessary.

Is there a loan with a longer loan term?

1, Suning pays at will.

The pure credit loan of Suning Finance can be submitted online without mortgage guarantee, with a maximum amount of 200,000 and a maximum loan period of 3 years, and the borrowing time is still relatively long. However, unlike other loan platforms, the quota cannot be withdrawn, and you can only shop and spend on Suning platform. Friends with large consumer demand can consider it.

2. Recruit good loans

The pure credit loan of Zhaolian Finance takes a long time, with a maximum loan of 2 years and a relatively large amount, with a maximum loan of 200,000. The specific amount depends on the borrower's credit status. If you want to borrow a good loan, you need to be 23 to 60 years old, with a sesame score of 600 or more, have a stable source of income, submit an application online and get the money as soon as possible.

3. Safe little orange blossom

The maximum amount of pure credit products of Ping An Consumer Finance is 200,000 yuan. In addition to cash withdrawal, the quota can also be bound to WeChat and Alipay consumption. At least 22-45 years old, you can borrow money online by providing your own real-name registration system, mobile phone number, ID card and bank card. The maximum loan period is 2 years, which is suitable for long term.

Step 4 have money to spend

Du Xiaoman is a pure credit loan product, with a loan amount of 1 1,000 yuan, a maximum loan amount of 300,000 yuan, a maximum loan period of 2 years and a daily interest rate as low as 0.02%. The borrower is required to be at least 18-55 years old, have his second-generation ID card, be a non-student user, register his mobile phone number in the real-name registration system, and can borrow money after tying the card.

So much for the introduction of long-term mobile phone loans.