I graduated from 2 1 1 college. Resigned from a state-owned enterprise for family reasons. Back to my hometown, I saw that Ping An had a back office job. How can I not be fooled

Often, some people can't tell the meaning of internal work and external work of insurance companies. Let me talk about popular science. Only life insurance companies have the idea of internal and external services, but property insurance companies don't. The field is a salesman, selling insurance. After you go in, you can pay the training fee and get the agent qualification certificate. Note that the foreign country signed an agency contract, and there is no social security hardware insurance. In other words, the insurance company's agents are not regular employees, and the insurance company entrusts these people to help promote insurance and earn commissions. Every commission earned needs to be called business tax. There is no basic salary in other places, and some newcomers will get some training allowance within one year, about 300-800 per month. Note that even this training allowance requires you to get a certain amount of business. If you don't have a bill within a certain period of time, the insurance company system will automatically clear it for you (funny? Actually, it's quite difficult to sell insurance. If you don't have a bill for half a year, the insurance company thinks that training you is a waste of company resources and will naturally let you retire. Well, is there no future in this field? Of course not. If you become a full-time employee after half a year, you can choose to continue to sell insurance or recruit people. After you recruit more than four people, you can become a business director to manage the new people you recruit. Your newcomer doesn't make a single order, and as the director, you will also get a commission. So many people often say, "Ah, I was cheated. Insurance companies are liars. They said that they recruited office workers, clerks and lecturers and were cheated to sell insurance. " Why is this happening? I talked about it before. Salespeople who have become full members are eligible to recruit new people. In order to get reinforcements, they developed their own organizational scale. Naturally, we will try our best to recruit people, but the name of insurance company salesman is not easy to call these days. Naturally, I will use some deceptive methods to fool you. Speaking of which, this is probably the rhythm on the court. Is there a future in this field? My answer is yes, but it's too difficult to do. It is recommended that people over the age of 30, local people, have considerable connections, with a monthly income of over 10,000 or even better. But I don't recommend fresh graduates because they have no experience. No resources. It is better to sell something else, since the basic salary is small, it will not starve to death. Many people may ask? Why don't insurance companies sign formal contracts with other places? Why not a field employee? Let me explain briefly. Take Ping An Life Insurance Company of China Insurance Company in China, Jiangxi as an example. China Ping An Life Insurance Company of China Jiangxi Company has 7,000 employees in other places and 400 employees in the province. You see, if the field is full of regular employees, it will not work unless it goes bankrupt, and the mobility of new people in the field team is too high. No insurance company in the country will sign a formal contract with the salesman and cannot afford it. So don't blame the insurance company for being a liar. This kind of recruitment is the independent behavior of the salesman himself, and the insurance company can't manage it, as is any life insurance company in the country.

Let's talk about the backstage. In fact, the backstage is such a team that serves the scene. Take Jiangxi Branch of China Ping An Life Insurance Company of China Insurance Company as an example. He was divided into three parts. 1, front line 2, backup 3*** Same resources. The front line of 1 is divided into several major departments. Sales Planning Department (to convey the resources of China Ping An Life Insurance Company of China head office and formulate policies, etc.). Training department (training field sales personnel at all levels). Marketing/district development management department (making many reports and analyzing various data every day), comprehensive development department, supervision room and so on. In short, the front-line departments are closely related to the field, especially the training department, which often gives lectures to salesmen. The backup is mainly the premium department, the two nuclear management departments and the customer service department. As the name implies, backup is basically receipt, verification, claim settlement, counter and so on. Generally speaking, backup is easier than front line, but the income future is naturally much lower. * * * The same resources are Human Resources Department, Planning Office (the highest level secretariat), Finance Department, Administration Department and General Manager's Office. I don't need to say this.

Backstage recruitment is all online (5 1JOB, Zhaopin recruitment) led by the human resources department. First, the human resources department, then the department head you applied for, and finally a boss in the general manager's office. If there is no problem, prepare for a physical examination to verify the authenticity of the education. The whole package should be at least 1 month.

The above is the organizational structure and recruitment process of secondary institutions. If it is a three-level organization (such as Jiujiang Zhongzhi Company and Fuzhou Zhongzhi Company), the organizational structure is relatively simple and certainly not so detailed.

As for whether there is a future backstage, I just said it. The back office is a regular employee of an insurance company. Is there a future? I can only say that different people have different opinions. As the low end of the financial industry, the income is definitely not bad in the local area. Like Jiangxi, the monthly income must be 3,000-5,000 (employees within three years), and the holiday fee, five insurances and one gold are all very formal. The year-end award is about 5000- 13000 (employees within three years) in Jiangxi according to the profits of local institutions and local living standards. As for the background managers, from the office director to the general manager, the income is naturally different. Generally speaking, job-hopping in the back office is also quite frequent. Mainly the backstage, especially the front line, is particularly hard. A lot of reports and plans need to be made every day. Overtime is a common occurrence. If you want to relax, don't go to the insurance company.

Finally, talk about the bancassurance system. The internal and external logistics mentioned above refers to the individual insurance channels of life insurance. His salesman's basic salary 1500-2300. This is an irresponsible basic salary, but it is estimated that I will retire in a few months. Bank insurance salesmen naturally do bank work every day, which is quite stressful and the flow of people is super scary.

Why don't property insurance companies distinguish between domestic and foreign workers, because property insurance salesmen also have a basic salary, five insurances and one gold. Sales staff similar to bancassurance mainly sell property insurance. Property insurance salesmen don't engage in crowd tactics like life insurance, so all his salesmen sign formal contracts. Is this good? I think it is definitely better than life insurance in other places, at least with basic salary and social security, right?