Is it safe to enjoy the Yangtze River for half a year? The risks of fixed-income products are not high Changjiang Lexiang Half-Year is a financial product issued by Changjiang Securities and can be fo

Is it safe to enjoy the Yangtze River for half a year? The risks of fixed-income products are not high Changjiang Lexiang Half-Year is a financial product issued by Changjiang Securities and can be found on Xiaomi Finance. Its essence is a collective asset management plan, which is equivalent to a brokerage's financial management on behalf of its clients. It is an asset management product, similar to bank financial management. So, is it safe to enjoy the Yangtze River for half a year? Let’s talk briefly below. Is it safe to enjoy the Yangtze River for half a year? The investment period of Changjiang Lexiang's semi-annual period is 6 months, and the expected annualized expected rate of return (performance benchmark) is relatively high. We can look at its security from two aspects. 1. From the perspective of the nature of the product, the collective asset management plan is a type of asset management. The asset management in the market is either from banks, or from fund companies, insurance companies and securities companies. These are traditional holding companies. brand financial institutions, so their product compliance is relatively reliable. The collective asset management plan means that the brokerage manages finances on behalf of the client and invests in a large number of assets. As for what to invest in specifically, the brokerage will only tell you the investment limit ratios of several types of assets. Changjiang Lexiang Half Year is a fixed-income asset management company that mainly invests in low-risk bond markets and currency markets, with relatively low risks. 2. From the perspective of the issuer, collective asset management plans are financial products often issued by securities companies. Historically, as long as they are invested in fixed-income products, the probability of principal loss is lower than that of equity products. The investment strategies of this type of financial products are also relatively stable. Brokers and banks value their reputation equally and will not easily damage their brand names. Okay, that’s it for the analysis of the safety of the Yangtze River Lexiang’s half-year period. I hope it will be helpful to everyone. Warm reminder, financial management is risky, so investment needs to be cautious.