How soon can loans overdue take back the mortgage car?

Vehicle mortgage loans are generally overdue for three consecutive months or six times in total.

The collection time of vehicles mortgaged in loans overdue is uncertain, but it will not be collected directly when it is overdue. General vehicle mortgage loan is overdue for three months in a row or six times in total, and the bank/lending institution has failed to reply to many reminders, or even can't contact anyone. At this time, it is possible to sue customers. If the court still refuses to repay the loan after the judgment, it is estimated that the vehicle will be recovered for auction, and then the money from the auction will be used to pay off the arrears.