Where is Wuxi People's Bank?

China people's bank Wuxi central branch

Address: No.33 Ai Wu Road, Wuxi

Tel: 05 10-8222 1885

Personal credit report is widely used in commercial bank loans, credit card approval and post-loan management, as well as in many activities such as qualification examination and employee recruitment. Credit report can save time for banks to review loans and help you get loans quickly. If your credit is good, the bank may also give preferential treatment on loan amount and interest rate. However, if you have an overdue record, banks will be more cautious in lending, which is not conducive to your obtaining loans or increasing your loan costs.

Extended data

At present, it is mainly used in various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in commercial credit sales, credit transactions, recruitment and job hunting and other fields. In addition, the personal credit report also provides a way for inquirers to examine and standardize their own credit history behavior, and forms a verification mechanism of personal credit information.

Credit information

1, personal basic information identifies an individual and reflects his family and occupation;

2. Personal credit information formed by the credit relationship between individuals and financial institutions or housing provident fund management centers;

3. Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions;

4, the administrative organs, administrative affairs law enforcement organs, judicial organs in the exercise of their functions and powers in the process of public personal credit related record information;

5. Other information related to personal credit.

Credit Information Center of the People's Bank of China —— Contact information of all credit information sub-centers and inquiry points in China.