Who will pay for the insurance policy mailed by Ping An Insurance Company? We are in the same city. Who will pay the freight? urgent

It's from the insurance company. Before delivery, the other party will confirm your information by phone at that time, and then arrange delivery for you. Upon receipt of the insurance policy, the applicant should check whether there are the following documents: the original insurance policy, insurance clauses, official receipt of insurance premium, notice of change/danger, and cash value statement. In addition, ten days from the date of receipt of the policy is called cooling-off period or hesitation period, allowing the insured to "go back on our word". Therefore, we should take the time to read and study the insurance clauses carefully, and pay special attention to the insurance period and insurance liability.

Policy is the abbreviation of insurance policy, and it is a formal insurance contract signed by the insurer and the applicant. The insurance policy must clearly and completely record the rights and obligations of both parties. The insurance policy mainly states the names of the insurer and the insured, the subject matter insured, the insured amount, the insurance premium, the insurance period, the scope of liability for compensation or payment and other specified matters. According to the applicant's application, the insurance policy is signed by the insurer and handed over to the insured. Insurance policy is the main evidence for the insured to claim compensation from the insurer when he suffers losses due to an accident, and it is also the basis for the insurer to collect insurance premiums. The insurance policy can be used as a mortgage loan, so the interest may be slightly lower if you want to find an insurance company to handle it. Now many consumers want to know their policy information after purchasing PICC insurance, but they don't know how to inquire. In fact, there are currently three ways to inquire about policies.

1, online query. After being insured by an insurance company, you can log in to China Merchants Cigna official website: when purchasing insurance, log in to the member system with your account number, and then click on the policy inquiry in the member center;

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2. Telephone inquiry. China Merchants Cigna Insurance Company takes counter sales, telephone direct sales and online direct sales as the main sales channels, so telephone inquiry is a very effective inquiry method. You can call the service hotline: 400-888-8288 to consult the policy of China Merchants Cigna.

3. Counter-inquiry. For more conservative people in China, face-to-face counter sales and inquiry are more acceptable. Therefore, counter query is also a query method that people often use. However, China Merchants Cigna does not have a site in every city in China. Customers in cities with counter sites can choose this way to query, and they only need to carry all relevant information of the insurance policy to query smoothly.

Second, matters needing attention in policy inquiry

1. Pay attention to check whether the applicant has the following documents when receiving the policy: original policy, insurance clauses, official receipt of insurance premium, notice of change/notice of insurance, and statement of cash value.

2. Pay attention to check all the items on the original policy and insurance premium receipt one by one. If there is any mistake, it shall promptly notify the insurance company and the salesman to correct it.

3. think twice. Ten days from the date of receiving the policy is called the cooling-off period or hesitation period, which makes the insured "regret". Therefore, we should take the time to read and study the insurance clauses carefully, and pay special attention to the insurance period and insurance liability. If the insurance is cancelled, the applicant should make a written request, which can be delivered by the salesman or directly (by mail). The insurance company will refund the premium without interest, and the insurance contract is invalid.

Third, how to obtain an insurance policy for online auto insurance?

Nowadays, buying auto insurance online usually provides an electronic insurance policy, and the insurance company will send you an electronic insurance policy by email. If you think it is necessary to have a paper policy, you can print the electronic policy and save it, or you can apply to the insurance company. Paper insurance policies issued by insurance companies generally have to wait for a period of time, and the insurance policies are usually sent to you by express delivery. Take the auto insurance in WeChat wallet "Micro-insurance" as an example. If you apply for auto insurance on WeChat, you will receive an electronic insurance policy and a paper insurance policy sent by the insurance company through express delivery, and send a special invoice for premium with it (if it is an electronic invoice, it will be issued by SMS). Take the auto insurance in Alipay Insurance as an example. After the auto insurance is insured by Alipay, the insurance company will generally contact the customer within 1-2 days to arrange the delivery of paper policies and invoices. Buy auto insurance online, just remember to answer the phone. If the phone is missed or there is no contact with the insurance company, the customer can refer to the insurance company for inquiry, or call Alipay 95 188-9, and Alipay will feedback the situation to the insurance company for confirmation. In fact, after the policy is successfully purchased and the page shows that it is effective, whether it is a paper policy or not, it will not affect the insurance company's performance of insurance responsibilities. You can rest assured. Electronic insurance policies and paper insurance policies have the same functions and rights. Don't worry about this.