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Is China Resources Bank a state-owned enterprise or a central enterprise?

It is a state-owned enterprise.

According to (Tianyancha) query, Zhuhai China Resources Bank Co., Ltd. is a joint-stock company (unlisted, state-controlled), and it is a legitimate business enterprise approved by the Ministry of Industry and Information Technology. Founded in 1996, located in Zhuhai City, Guangdong Province. It is an enterprise mainly engaged in monetary and financial services.