Does anyone know anything about love life?

Hello this friend, Aisheng is an Internet insurance company. Love life has just been established, mainly relying on the company's sales ability and product characteristics to attract people's attention.

1. Basic information about love life

Love Life Insurance Co., Ltd. was established in Shijingshan District, Beijing on 20 17 with a registered capital of 1700 million.

1, business scope:

(1) General insurance, including life insurance and annuity insurance; Health insurance; Accident insurance; Dividend insurance; Universal insurance;

(2) Reinsurance business of the above business;

(3) Insurance fund utilization business permitted by national laws and regulations; (4) Other businesses approved by the China Insurance Regulatory Commission.

2. Business areas:

Beijing, Tianjin, Hebei (Shijiazhuang)

2. Love life shareholder composition

Among them, Shenzhen Tongxin Investment Fund Co., Ltd., Shenzhen Zhongzhou Land Co., Ltd., Shenzhen Xinlitai Pharmaceutical Co., Ltd. and Meida Group Co., Ltd. ranked in the top four.

The registered capital of these companies is as high as 2.9 billion, and the lowest is more than 50 million. The economic vision behind them is still relatively strong.

Three. Income from life insurance nursing business

The income from insurance business can directly reflect the product sales of this company. Only when the income of insurance business is high can we see the popularity of this insurance. In 20 18, the premium income of Ai Life Insurance Company was 303,462 yuan,10,000 yuan, which was nearly 6 times higher than that in 17, and the overall income situation was not bad.

Among the top five insurance products, Ai Xinhong's dividend endowment insurance ranks first.

Four. Solvency of love life

The solvency data of 20 18 released by Aisheng this year and the comparison data with 20 17 are shown in the following figure respectively.

At the end of 20 18, the actual capital announced by Aisheng was about 65.438+0.244 billion yuan, the minimum capital was about 65.438+0.03 billion yuan, and the excess of core and comprehensive solvency was about 65.438+0.4/kloc-0.08 billion yuan. The solvency adequacy ratio is 1, 202.68%, and the overall solvency of the company is sufficient.

Solvency refers to the ability to repay debts, which is embodied in whether the insurance company has enough assets to match its liabilities, especially to fulfill the obligation of paying insurance money or compensation. Generally, the solvency is not less than 100%.

In 20 18, the solvency adequacy ratio dropped sharply, mainly because the company's insurance business increased a lot in 20 18.

However, the company was allowed to start business in June 20 17. During the newly established period, there were few new single businesses and insufficient market share, which led to a high solvency adequacy ratio in 20 17 years, which was the direct reason why the newly established insurance companies had such high solvency.