What bank is Yingkou Coastal Bank?

In the banking sector of platforms such as Jingdong Finance, investors can often see the products issued by Yingkou Coastal Bank, but many investors don't know much about Yingkou Coastal Bank because of its small popularity. So what is Yingkou Coastal Bank? Let's take a look at it with us.

I. What is Yingkou Coastal Bank

Yingkou Coastal Bank was established in 21, which is a joint-stock city commercial bank approved by the China Banking Regulatory Commission, also known as a city commercial bank.

second, the deposit interest rate of Yingkou coastal bank

Yingkou coastal bank, like other rural commercial banks, has physical banking outlets, which can handle current and fixed deposits. According to the data released by official website, a coastal bank in Yingkou, the bank's deposit interest rate is .35%, which is consistent with the benchmark interest rate of the central bank.

the three-month interest rate of lump-sum time deposit is 1.43%, the half-year interest rate is 1.69%, the one-year interest rate is 1.95%, the two-year interest rate is 2.73%, the three-year interest rate is 3.575%, and the five-year interest rate is 4.5%.

compared with state-owned banks and joint-stock banks, the time deposit interest rate of Yingkou coastal banks is more advantageous.

However, Yingkou Coastal Bank has launched a number of special deposit products on platforms such as Jingdong Finance, and the deposit interest rate in the same period is much higher than that announced by official website.

For example, the "Personal Deposit 36" product of Shanghai Yingkou Coastal Bank of Jingdong Finance has a deposit term of 36 days and a deposit interest rate of 5.%. Different from time deposits, this product can be withdrawn as needed, and the interest can be calculated at the interest rate of .455% if it is withdrawn in advance.

third, is the deposit in Yingkou coastal bank safe?

No matter the deposit handled by the outlet of Yingkou coastal bank or the special deposit handled online, it belongs to the bank deposit products. For the deposit within 5, yuan, the bank needs to pay the full amount according to the deposit insurance regulations, so the deposit in Yingkou coastal bank is relatively safe.

The above information about what kind of bank Yingkou Coastal Bank is, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.