I am from Changsha, and I am 28 years old. At present, my monthly salary is about 1700 except for five insurances and one gold, and the year-end bonus ranges from 5k to1w. What level do I belong to in

I am from Changsha, and I am 28 years old. At present, my monthly salary is about 1700 except for five insurances and one gold, and the year-end bonus ranges from 5k to1w. What level do I belong to in Changsha? First of all, the daily consumption is around 1, 500/ month, so the cash on hand should always be around 4,500-9,000 to prevent unexpected expenses, and the rest is enough to meet your personal current plan. It's August now, and the renovation of the house will cost 8,000-65,438+10,000 yuan this year, and the remaining mortgage will be 40,000 yuan, which is about 20,000 yuan per year.

200,000 yuan (original deposit)-1 10,000 yuan (cash holding)-1 10,000 yuan (decoration expenses)-(40,000 yuan +2 1 10,000 yuan) (car down payment+first year installment)+10.3 million yuan (excluding Ming) It is suggested that the investment in stocks can be appropriately increased. In short, it is unwise to take out the money in the stock, because the market has bottomed out and the expectation is good.

Regarding financial management, it is not only to solve the current planning, but also to solve the long-term and future planning problems. People of different ages should have different plans and need more specific analysis. What does financial advisor mean?