Push the second-hand house "transfer with mortgage" in many places. What is the signal? Will it be extended to the whole country?

This means that the difficulty of buying and selling second-hand houses will be further reduced. Therefore, this measure will further safeguard the local real estate market.

When we are trading second-hand houses, because the second-hand house transaction will involve the personal housing loan of second-hand houses, the lending process of personal housing loans is also very complicated. In this case, many cities have various restrictions on second-hand housing transactions at the same time, which will also make second-hand housing transactions in many places very difficult. In order to further alleviate the real estate problems around the country, some cities have begun to take the initiative to launch second-hand houses? Mortgage transfer? This measure can further help people to actively trade second-hand houses.

Many cities have successively launched second-hand houses? Mortgage transfer? .

This initiative first appeared in Jinan, Shandong Province, and it is also an innovative initiative of Jinan City. Under this measure, when the buyer wants to buy a second-hand house, or does not need to ask the seller to pay the personal housing loan of the second-hand house, and does not need to cancel the mortgage process of the personal housing loan, both parties can directly pass? Mortgage transfer? Second-hand housing transactions.

This means that the transaction difficulty of second-hand houses will be further reduced.

The reason why you say this is mainly because? Mortgage transfer? It directly reduces the difficulty of second-hand housing transaction and simplifies the transaction process of second-hand housing. Under this measure, the second-hand housing market in various places will further pick up, and this measure can also effectively encourage everyone to trade more second-hand housing. When the real estate transaction volume in a place increases, the real estate market in this city will naturally stabilize.

Finally, I personally think? Mortgage transfer? It will be promoted to the whole country at that time. Especially in many first-tier cities and second-tier cities, almost all sellers will have certain personal housing loans, then? Mortgage transfer? This way can avoid the mortgage process of personal housing loans, and everyone's enthusiasm for trading second-hand houses will be further improved.