What does it mean to keep an account of public loans?

1. What do you mean by bookkeeping for corporate loans?

This is an accounting entry. The accounting entry of this basic bank loan is:

Debit: bank deposit

Loans: short-term loans

Corporate loans are also called corporate banking.

The corporate business of the bank includes enterprise electronic banking, unit deposit business, credit business, institutional business, international business, entrusted housing finance, fund settlement, intermediary business, asset recommendation, fund custody and so on. , also known as "corporate business".

2. What are the main work contents of financing accounting?

Financing accounting refers to a set of demonstrations that enterprises need to establish for creditors and investors in order to obtain financing. Financial accounting also has certain work content. The following is what I have compiled about financing accounting. I hope you like it!

Financial accounting job description

1. Responsible for corporate financing, forecasting the short-term and long-term capital needs of the company, and formulating and implementing corresponding solutions;

2. Conduct in-depth investigation and income calculation of the company's financing projects. Prepare project financing proposal, financing analysis report and feasibility study report;

3. Comprehensive analysis and operation of the target project, and follow up;

4. Supervise the use of internal funds, ensure the safety of funds, rationally allocate funds, and improve the efficiency of fund use;

5. Establish and maintain cooperative relations with various financial institutions.

Financial accounting post requirements

Responsible for handling the loan financing procedures of the group and joint-stock companies, and providing relevant information in time as required; Handle other related affairs.

Have financing channels and experience, and be familiar with investment procedures and investment analysis; Experience in bank credit and financing management, familiar with relevant policies and regulations; Master a variety of investment and financing skills; Strong interpersonal and communication skills.

The main work content of financing accounting

1. Contact various professional branches to coordinate the relationship between banks and enterprises.

Second, be familiar with the loan handling process, and ask the relevant leaders to go through the corresponding procedures before the loan expires.

3. Handle bank guarantee, proof of funds and other materials.

Four, according to the original vouchers of loans and repayments, correctly prepare accounting vouchers related to financing business.

Five, actively collect and organize relevant loan information, do a good job in the collection and filing of loan information files.

Six, from the accounting system, company norms and the principle of tax saving, audit accounting vouchers and original vouchers.

Seven, cooperate with the monthly accounting vouchers binding work.

Eight, at the end of the month to collect information from the bottom up to prepare the next month's fund revenue and expenditure plan, make a statistical analysis of last month's revenue and expenditure situation and issue a written report, and complete the above work before the 6th of each month; Responsible for the preparation of the next year's financial revenue and expenditure budget from June 5438 to February every year.

Prospect analysis of financial accounting

1. Domestic enterprises: large demand, poor treatment and development.

Career status: This aspect has the greatest demand for accounting talents, and it is also the biggest employment direction for accounting graduates at present. Many small and medium-sized enterprises in China, especially private enterprises, only need to find "Mr. Accountant" for accounting positions, and do not need professionals with financial management and analysis skills. In addition, most of these companies have fairly rudimentary financial supervision and control systems. Therefore, in the early days of their business, accounting work is generally in the hands of their cronies (relatives). Only when the company is big and the financial complexity is beyond the control of cronies (relatives) will it recruit "outsiders" to keep accounts.

2. Foreign companies: well paid and professional.

Professional status: Most foreign-funded enterprises receive much higher treatment in the same position than domestic-funded enterprises. More importantly, the financial management systems and methods of foreign-funded enterprises are relatively mature, and new employees are generally trained for a period of time. One of the reasons for high work efficiency is the meticulous division of labor, which enables us to learn only one aspect of knowledge in responsible positions. Although this skill is very professional, it is not good for the whole career development process, because it is difficult for you to gain comprehensive experience in financial control and analysis. More follow-up training opportunities are another reason why foreign companies are very attractive. Financial management is also an experienced and knowledgeable profession, and the training opportunities provided by enterprises are different from listening to teachers in schools, which is more practical and applicable.

3. Enterprises: the difference between small enterprises and large foreign-funded enterprises.

Professional status: all the work of the firm has a characteristic, that is: tired! The difference is that many small firms are paid very low wages, and overtime is not paid, while foreign firms such as PricewaterhouseCoopers are paid much better, but to some extent, their work tasks are heavier. There are even rumors that "women are used by men and men are used by animals", and overtime is a common occurrence. The famous "Anderson Sunrise" refers to the sunrise that employees can see when they leave the office building after often working overtime. But you can really learn a lot in the company, even in a small company. Because of the shortage of manpower, you must communicate with an audit project from beginning to end, including the submitting unit, so as to fully exercise your ability. The big place is to give teamwork and hell-like training in international accounting standards, professionalism and will.

4. A rising sunshine career in Ran Ran.

Occupation: Students who have been to job fairs in banks and other financial institutions should know that the demand for personal financial consulting posts is increasing gradually, and because of the increase of social investment channels and the reform of security system, financial consulting services will surely enter the lives of more urban white-collar workers. The demand growth point of this kind of talents should be in social investment and financial consulting service institutions.

5. Civil servants and teachers: more stability and less development.

Accounting is admitted to civil servants or recruiting college teachers. Like people in other occupations, they have the advantages of stability and low pressure, but they also have difficulties in development.

3. What is the accounting process of the loan company?

Agreement and contract, loan term type, loan time and amount, loan method, payee's account, loan collection time and loan interest settlement are at least the basic items that loan companies should pay attention to in accounting.

4. What is the accounting process of the loan company?

1. When obtaining a loan:

Debit: Bank deposit (principal)

Loan: short-term loan (principal)

2. Accrued monthly interest expense:

Debit: financial expenses

Loan: interest payable

3. Pay interest quarterly:

Debit: Interest payable (the part accrued in the first two months)

Financial expenses (not accrued this month)

Loans: bank deposits

4. Due repayment:

Borrow: short-term loans

Loans: bank deposits

Accounting procedures:

Accounting procedures, also known as accounting organization procedures or accounting forms, refer to the combination of accounting vouchers, accounting books and financial statements, including account book organization and accounting procedures.

Design principle:

1, accounting principles should be adapted to the business nature, scale, complexity, management requirements and characteristics of the unit, which is conducive to strengthening the division of labor and cooperation in accounting work and achieving the objectives of accounting control and supervision.

2, accounting procedures should be able to correctly, timely and completely provide accounting information users need.

3. Accounting procedures should simplify accounting procedures, save manpower and material resources, reduce the cost of accounting information and improve the efficiency of accounting work on the premise of ensuring the quality of accounting work.

Meaning:

Conducive to the standardization of accounting procedures;

Improve the quality of accounting data (accounting records are correct and complete);

Improve the efficiency of accounting work;

Reduce unnecessary accounting links and procedures;

Conducive to the function of accounting supervision;