I am a fresh graduate, how should I choose a job in banking?

The recruitment of banks in China can be roughly divided into the following categories.

1. Central Bank: China People's Bank.

The People's Bank of China has a nickname "Yang Ma". The central bank does not open its business, but it is also a good choice for graduate bank employment. Of course, the central bank is fiercely competitive and its identity conditions are very strict. If you have an opportunity to apply, don't miss it.

The People's Bank of China only recruits once a year, generally starting from June 5438+ 10 and ending in June 165438+ 10, so the spring recruitment of the People's Bank of China is over in 2020. Of course, our junior friends can prepare the spring trick of the central bank 202 1!

2. Policy banks: China Development Bank, China Agricultural Development Bank and The Export-Import Bank of China.

A policy bank is a bank set up by the government to serve the country, which is directly subordinate to the State Council. Naturally, it is also closed to personal business, but the treatment is also very good (after all, it is directly under the State Council). Recruitment conditions are often stricter than those of the People's Bank of China, and competition is less. If you have an opportunity to apply, don't miss it.

General policy banks restrict postgraduate education, and some branches can relax to undergraduate courses. School recruitment is also once a year. If you miss it, you can only participate in future social recruitment. Students who are juniors or graduate students can learn about it in advance.

3. State-owned financial banks: China Bank, China Agricultural Bank, China Industrial and Commercial Bank, China Construction Bank, China Communications Bank and China Postal Savings Bank.

Commonly known as the six state-owned banks, it is also the bank that most students can choose. Their business is oriented to the public, so their salary will be linked to your business ability. The six major state-owned banks are all listed banks. For the purpose of making profits, the pressure on sales posts will be even greater, but if you have this talent, it is also a very good choice.

State-owned joint-stock banks generally enroll students twice a year, in autumn and spring. Among them, the recruitment volume in autumn is relatively large, and the technical positions of management positions are recruited accordingly. The positions of Spring Recruitment are mainly teller posts and sales posts, but the conditions will be more relaxed. There will be basically no problem in online application in ordinary colleges and universities, but the professional restrictions are still relatively strict, mainly in finance, accounting and other majors.

4. Joint-stock banks: Ping An Bank, China Everbright Bank, Shanghai Pudong Development Bank, China Merchants Bank and Huaxia Bank.

Relatively speaking, joint-stock banks are equivalent to private enterprises. Of course, most of them contain some state-owned elements, but they basically follow the development law of enterprises. Business pressure is relatively large, and outstanding business has a greater impact on wages. Similarly, the content of the recruitment examination is not fixed, and the recruitment time is not fixed, but it is generally recruited twice a year, just like state-owned banks.

Although the joint-stock banks are under great pressure, their development may be good, and their requirements for professional qualifications will be relatively low. Except for a few first-class universities, most of the positions are undergraduate, and the professional requirements are not so strict. As long as you are good enough, it is not difficult to get into these banks.

5. Rural commercial banks

Rural commercial banks, transformed from rural credit cooperatives in the past, are also the banks with the largest business volume. They are characterized by many exits. Basically, there are rural commercial banks in all counties and districts, and their wages are relatively high. Except the president, there is basically no business pressure. The so-called money is more than leaving home, but the current social recognition is not high. Actually, it is not. Look around you, there are rural commercial banks in the city.

The professional restrictions of rural commercial banks are very low. Many non-financial accounting students want to enter the banking system, so rural commercial banks are your best choice. As long as it is an undergraduate, you can basically apply for it. Similarly, students who missed this year have no choice. In 2020, the rural commercial bank exam 20 19 12 is over, so we juniors or graduate students can consider next year.

In fact, the bank exam is like this. Missed, it may be a lifetime. The identity of fresh graduates is very precious. Don't waste this year. Now the spring tactics of various joint-stock banks have been announced one after another, and online applications have also begun. Our state-owned banks are still waiting for the spring trick, but the announcement can wait, the research can't wait, and one more day will make your opponent stronger than you. So from now on, pick up your books and serve your bank.