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Distribution of outlets of Fuzhou China Merchants Bank
1. China Merchants Bank App is the focus of China Merchants Bank to build a digital financial service platform, and it is the carrier and platform for China Merchants Bank to connect users. By the first half of 2020, the cumulative number of App users of China Merchants Bank had reached 65.438+0.29 billion, and the login times were 365.438+0. 1. 1 100 million. The average monthly login times are 654.38+0.3 1, and the monthly active users (MAU) exceed 56 million.
2. On February 3rd, 2020, 65438, version 9.0 of China Merchants Bank App was released. Compared with the previous version, China Merchants Bank App9.0 pays more attention to superior resources, business and users' minds, and also pays more attention to efficiency. It strengthens value creation with the power of financial technology and accompanies hundreds of millions of users to create their own wealth master accounts. 20 1 9165438+1October 18, China merchants bank App8.0 was launched iteratively, establishing a * * * life with head partners in various fields, and creating a better wealth life for/kloc-0.0 billion users.
Third, China Merchants Bank App is constantly innovating, and gradually provides users with intelligent financial services around customers' cash flow management, wealth management, consumer credit and other needs. In the era of digital transformation of retail finance 3.0, China Merchants Bank App has become open and interactive, extending from financial scenes to life scenes, and is committed to creating a user experience. At present, the number of App users of China Merchants Bank has exceeded 80 million, and the number of monthly users has exceeded 40 million.
Four. 2065438+On September 7, 2008/kloc-0, China Merchants Bank App7.0 was launched iteratively, with as many upgrade functions as 149? . In the process of transition from "card era" to "App era", the changes of China Merchants Bank's App are all adapting to the ever-changing mobile Internet era and creating value for users, which is also the exploration and answer of China Merchants Bank on the future banking core value and retail finance 3.0 transformation.
Verb (abbreviation of verb) "One Netcom User" system: In order to provide users with comprehensive financial services, China Merchants Bank has launched the "One Netcom User" system. The system integrates bank card management, transfer payment, financial management, credit and other functions, and is committed to building an Internet user system with one password for each household. After logging in, users can centrally manage multiple bank cards to meet the needs of users for multi-account management in one stop. The "One Netcom" user system is also a breakthrough in the process of China Merchants Bank breaking the closed account system and building an open user system.
6. Users can quickly register "One Netcom User" through the mobile phone number, support the binding of debit cards and credit cards of dozens of banks, and become a practical "card package" for users, and easily realize that "one App can handle n bank cards". At present, users can log in and experience products such as China Merchants Bank App, Pocket Life App, Popular Edition and Professional Edition through "One Netcom User".
7. "One Netcom Account" system: China Merchants Bank provides customers with "One Netcom" personal bank settlement accounts, including two types of households and three types of households. "One Netcom Account" does not issue physical cards or passbooks, and cannot access cash, but only transfers money to the bound account. Class II users of "One Netcom" can handle fund transfer, investment and wealth management, consumer payment and other services. Among them, the limit of consumption payment and unbound card transfer is 1 10,000 yuan per day and 200,000 yuan per year; Class III users of "One Netcom" can handle business such as fund transfer and consumer payment. Among them, the limit of consumption payment and unbound card transfer is 2000 yuan per day, 50 thousand yuan per year, and the upper limit of balance is 2000 yuan.
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