Excuse me, how do seniors and freshmen who work in banks choose between CCB and ICBC?

I have worked in a bank for three years, and I have met many people from the four major banks. I suggest choosing CCB for the following reasons:

First, overall comparison. Although ICBC is a cosmic bank, it has too many people, bloated institutions and complicated business processes. Simple things become very complicated in ICBC, and there are many old comrades in ICBC, so many things will be pushed to you. There are many young comrades in CCB, so we can learn from each other and grow together.

the second point: salary, the profits of ICBC and CCB are almost the same every year, but there are many people in ICBC and few in CCB, so the cake is so big. The more people there are, the less points there are. According to my contact, the number of new employees in CCB is 7,+,and the number of new employees in ICBC is about 4,. The year-end bonus of CCB is also much higher than that of ICBC.

the third point: the degree of hardship. Although the salary of CCB is high, it is much more tiring than that of ICBC. One person is used by 2-3 people, and ICBC is relatively better, but now the economy is going down, and it is not easy.

point 4: other benefits. Almost all have staff dormitories, but in terms of canteens, ICBC is not as good as CCB. Many grassroots outlets have staff canteens, but ICBC does not. There are meals, but it is not enough for you to eat outside for a month. Every holiday benefits are similar, each has its own advantages, and there are great differences from place to place.

in a word, every job is not easy, and each has its own difficulties. @ Struggle Asteroid suggested with tears that for newly graduated college students, if there is no particularly good way to go out, they can choose to work in a bank. If there is a good place, it is not recommended to go to the bank. Because after working for a few years, you will find that you have no skills, too many tasks to assess, no dignity, and little rest time. You are either completing the task or on the way to complete the task. For most people, it is not so easy to get promoted.

the code word is not easy, thanks for your support.

Actually, ICBC and CCB are all good. As a universal bank, ICBC has comprehensive business, advanced system and good overseas development. Although CCB ranked second overall, its market value once jumped to the first place, and it made remarkable progress in catching up with ICBC. At present, CCB pays attention to marketing and has made outstanding progress in the development of retail banking, but it feels that CCB's overseas development is not as good as ICBC's.

In fact, any bank can exercise people. The key depends on which one you prefer or which style you prefer, and your own development goals or direction. For example, if you finally want to develop overseas, you'd better choose ICBC.

Also, it is very likely that your first job will be a boring teller post, and it will take a long time, so if you enter a bank, you'd better be mentally prepared. If you just want to have a stable job and earn your own salary, choose the one with relatively high salary. If you have the ideal of struggle, you should go to the place where you can exercise the most, even if the salary is low at first. People's development needs the right place at the right time, and their own strength and opportunities are equally important, so learn to grasp them.

Finally, just listen to other people's suggestions and make up your own mind, because what others say only represents other people's experiences or opinions, and whether it is applicable to your own situation is a question mark.

I worked in China Construction Bank for eight years and was a middle-level branch. Workers and peasants were my competitors.

among the four major banks, I think CCB is better. First of all, the corporate culture is good, and there is still a trace of people-oriented concept. Caring for employees is slightly better than other banks; Secondly, the risk control ability is the strongest. The risk control threshold will not be lowered first because of marketing, and the responsibility of employees will be investigated when the risks are fulfilled, and the responsibility will be pushed to employees, and less will be punished without teaching; Moreover, the salary and benefits of employees are slightly better, and benefits will be arranged for employees' birthdays and festivals. Compared with CCB, ICBC's welfare is slightly worse, but the gap is not big. Icbc's strong marketing wind is weak, employees are under great pressure, and asset quality and profitability are slightly weak. China and agriculture are behind these two lines!

I suggest not to choose either. If you really want to engage in banking, I suggest you choose the local rural commercial bank for the following reasons:

1. As a big state-owned bank, ICBC and CCB have a mature branch structure from top to bottom, a powerful institution and a mature operation mode. Employees are like a screw, and there is basically no need to move there, so employees have limited room for self-development;

2. The salary is not high. ICBC and CCB seem to make a lot of profits every year, but there are many outlets and employees. On average, the salary is at the end of the banking industry.

3. There is not much room for promotion. When recruiting state-owned banks, the recruitment of provincial, city, county and county banks of the Head Office is divided into different levels. For example, there is definitely a lot of room for entering the provincial bank of the Head Office, and if it is a front line, there is not much room for improvement.

If you really want to engage in banking, you are advised to join the local rural commercial bank. At present, the main force of the rural commercial bank is still after 6, and will retire one after another, so there is room for improvement. The impact of internet finance on rural areas is relatively small, and the rural commercial bank market is relatively better; There are few levels of rural commercial banks, and there is a large room for individuals to play and a large room for improvement.

Hello, I'm glad to answer your question. How do seniors and fresh graduates who work in banks choose between CCB and ICBC? I suggest choosing ICBC, for the following reasons:

1. Future

Choosing ICBC has a bright future. ICBC is an old bank with a large number of employees and is seriously aging. More than two-thirds of the grass-roots branches of ICBC are older employees, and some of the older employees are in leadership positions. They will retire from leadership positions because of their age. At this time, it is an opportunity for young people, and young people will be dismissed. There are few young people in ICBC, and the chances of being selected are great. As long as you work hard enough, have achievements and have the ability, you can easily be promoted to leadership positions, and your career development is good. Choosing ICBC has a bright future.

second, competition

CCB and ICBC are both state-owned banks, and their treatment is almost the same. CCB employees are younger than ICBC employees, and the job competition and job competition pressure of CCB young employees are greater than ICBC's. ICBC employees are aging, and many positions and positions are old people. Because of their age, they will soon retire from their leadership positions and select young people to take over. In this way, young people will have a competitive opportunity. In addition, there are few young people in ICBC. Choose ICBC, the competition is small.

In short, CCB and ICBC, no matter which bank they choose, are both state-owned commercial banks with similar development. The choice mainly depends on themselves and what they need, whether it is work or development. If they want to develop, it is more advantageous to choose ICBC.

that's my answer. I hope I can help you.

if I give you advice, I suggest you go to a rural commercial bank. if you have to choose one of ICBC and CCB, I suggest ICBC.

Lao Yang happened to see that the most popular answer was that CCB was better than ICBC, but my opinion was just the opposite.

the first point: employee status

ICBC is known as the Cosmic Bank, and ICBC likes to save or not. This arrogant remark is no joke, which shows that ICBC's attitude towards customers is that it is indifferent to reason. On the other hand, CCB has set up a workers' harbor and is doing its best to kneel down. Reflected in the grass-roots employees, ICBC employees can do business generously, and they can say no to unreasonable demands from customers. Even if customers call 95588 to make unreasonable complaints, the customer service sister can tell you righteously. Sorry, according to our regulations, employees have no problem doing so. Things may not be so simple when we get to CCB. If you don't believe me, try calling 95533, and then complain unreasonably, 95533 will definitely enthusiastically hand over the work order to the employees. For example, if a customer runs a bank card at a certain branch, the customer will go online to find a brokerage firm to open the securities business, and then lose money in stock trading, and 9533 will also hand over the work order to the employees who handle the card, but he will solve it for the customer. Then the problem comes, the customer will speculate in the securities account opened at the brokerage firm. Therefore, when President Zhang of CCB said that bank employees are vulnerable groups, it may be more appropriate to change the sentence to CCB employees are vulnerable groups.

The second point: the number of employees

It is true that ICBC has too many employees, bloated institutions and many young comrades in CCB, but why are there so many young comrades in CCB? Because in 22, CCB began to carry out share reform and listing, and many old employees were bought out by this trend, which made the age gap, so CCB's style was relatively radical in the four major banks, which means that maybe you were bought out when you were old. As for learning from each other, to be honest, more than 8% of the bank's business is basic work, not obscure and difficult. Normal people can master it in half a year. More often, it depends on whether you have the opportunity to do something in a certain position. When there are many old people, there are fewer people doing things, so there are many jobs and many young people. Even an ordinary account manager can grab the head and have great competitive pressure. You should know that the promotion of age in state-owned banks is also a very important indicator. For example, there is a official position now, and the old people have no chance to grab it from you, but all the young people have opportunities in theory. Are you confident to kill them?

There is a more cruel phenomenon. There are nearly 45, employees in ICBC and 366, employees in CCB. Therefore, many tellers in ICBC are on two days off, while in CCB, they are lucky to have two days off and three days off, but unlucky to have three days off and one day off. Due to the small number of people, few outlets can be filled with legal holidays, and the working hours are completely different. What do you mean by employee care? If you don't give enough rest and holidays are not guaranteed, you are called employee care.

third point: employee income

Some people actually say that ICBC and CCB have similar profits, but CCB has a small number of employees, so fewer people share the cake, and the per capita income is high. I can only say that I don't understand CCB. It is true that CCB has the highest per capita profit, but when did CCB pay employees according to profits? From the leader's point of view, I have achieved the second place in the four major banks with the least number of people, so if I continue to suppress costs and improve profits, I will not be able to achieve the first place with the least number of people, then I will not rise to the top. Bankers all know that the best way to improve profits is to reduce labor costs. Employees are not customers, so can I complain about you without his money? So this is the sad thing about the second child. He will always be a chaser, try his best to produce, do better than others, suffer more than others, but get less than others. Instead, he is not as good as the Agricultural Bank of China and Bank of Communications. He simply wants nothing and makes a fortune. Of course, some people will take the per capita income of online bank employees as an example. It can only be said that people with a little common sense know that the data is just a look, and it is not accurate at all. Where do you think the labor costs of so many outsourcing companies come from, and where do you get so many training and business trips? These are all called labor costs, so per capita income is totally different from actual income.

the fourth point: employee benefits

This really varies from person to person and from place to place. The benefits given to employees by top leaders at different levels in the same bank and in different regions or even in the same region are not exactly the same. It's meaningless to simply use CCB and ICBC. If you really want to know, it's OK to ask the local CCB and ICBC employees. But then again, the bank benefits are getting worse every year. Don't let this petty gain affect your career choice, which is not worth the candle.

Finally, let's tell a story. Once I had dinner with friends of ICBC and CCB, ICBC friends said that their mother came to the counter and saved 1, yuan to help him complete the task, and she felt bad about handling it herself. A friend of CCB said, Oh, you can still save money for your mother. I transferred 3 thousand yuan to my mother by mobile banking myself, and I was called by the compliance inspector for a long time, and I wrote an explanation before I settled it. This is what many people advocate for CCB's good risk control, which in turn is even more inhuman. So, can you be an emotionless machine?

I'm Lao Yang, a 2-year veteran of the bank.

That's my answer. Welcome to leave a message.

first, if it is possible not to work in state-owned banks, banks are going downhill in recent years. They have to create value for shareholders and bear social responsibilities, and banks have too many miscellaneous tasks and are not happy.

second, if CCB and ICBC choose one, I personally feel that CCB is good. Although the specific benefits depend on the branches, CCB has been full of momentum in recent years and will catch up with the universe in a few years.

if the applicant is the head office, there is little difference between the two state-owned banks. If the applicant is a branch or sub-branch, it depends on the local reputation, profitability and asset quality of the two provincial banks. If the profitability and asset quality are poor, the performance of employees will be low, and if the reputation in the local area is not good, it will be unattractive when recruiting. The quality of the staff will not be high, and the development potential of enterprises will be insufficient.

Let's focus on the work place and post. There is really no big difference between CCB and ICBC in nature, and both belong to large state-owned banks. These big banks have just started their jobs, basically starting from tellers, and some also require starting from the grassroots level, and may go to the county for a few years. Of course, this is a theoretical state for a few years, and it is hard to say whether they can be transferred in the future.

One of the drawbacks of state-owned banks is that traditional state-owned enterprises think seriously, and many of them are relatively disciplined. To put it mildly, they are in the middle of the rules. Take personal promotion for example, it is slow and difficult to promote, and seniority is relatively serious, which requires you to bear loneliness. If there is work pressure, the state-owned banks are similar. Whether it is CCB or ICBC, the pressure of performance appraisal is relatively small. Of course, what I said here is relative to other joint-stock banks and city commercial banks.

as for which line you want to choose, it still depends on the salary. salary is very important. You can ask the people in the banks around you, because the management level is different from place to place. It is definitely not wrong to choose which bank has less bad debts.

There are three people in my family in three banks, two state-owned banks and a joint-stock bank. To say which bank is better, I think each bank has its own advantages, and we can't just listen to its fame. Generally, the same bank has different benefits, working atmosphere and personnel quality because of differences in regions, personnel, etc., and now the banks are all difficult to do, so it is actually the same wherever we go.