Official website of Shenzhen AIA Company

How good is AIA's claim settlement and service ability? The article takes you to know the most authentic AIA:

AIA Shenzhen Branch is located on the 52nd floor of Wang Di Commercial Center, Xinxing Plaza, No.5002 Shennan East Road, Shenzhen. Official website:/.

To understand AIA, let's take a look at the following:

First, the historical background of AIA

AIA first came to China at 19 19, but actually it didn't take root until 1992. At present, AIA is headquartered in Hongkong, China, and set up a branch in Shanghai in the same year. In terms of time, it can be regarded as a century-old enterprise.

Two. The only wholly foreign-owned insurance company in China

Since AIA was established very early, it successfully circumvented the restriction that the proportion of foreign capital should not exceed 50% of the company's total share capital, and became the only wholly foreign-owned insurance company in China.

Three. Solvency in the first quarter of 2020

Solvency refers to the ability of insurance companies to repay debts, which reflects the relationship between assets and liabilities. The higher the solvency, the less likely the company will go bankrupt.

The newly announced core solvency in 2020 is as high as 464.37%, which shows that the company has abundant funds and does not have to worry about bankruptcy.

What are the insurance companies with high solvency in 2020? Poke here to learn: the latest list! Top Ten Insurance Companies in China

Four. Introduction of AIA products

AIA's main businesses include life insurance, health insurance and accident insurance. Some main products are as follows:

Whether AIA's products are worth buying depends on which products. I briefly introduce a product, taking AIA's critical illness insurance "Quanyou Xianghui 20 19" as the evaluation object:

Advantages:

1. Adequate protection: high incidence, serious illness and mild illness are guaranteed, and death and total disability are guaranteed;

2. Flexible disease protection: You can choose to add multiple compensation for serious illness, multiple compensation for cancer and accidental injury protection.

Insufficient:

1. The proportion of the first two payments for mild illness is low, only 20% of the insured amount, which is unrealistic and there are hidden groups.

2. The cost performance is not high, and the premium burden is heavy, which is not suitable for working families to buy.

Generally speaking, AIA has a strong background, but there is still a certain gap from the "big" companies in China. Buying insurance can't just look at the company, but more importantly, pay attention to the product itself. Recommend popular similar products: the latest list! Top Ten Insurance Companies in China