How to buy a money fund?

1. Purchase through e-banking wealth management service.

After the bank card opens e-banking, you can enjoy the financial management function of the bank by logging in to e-banking and opening financial management services. Fund financing is a part of e-banking financial services, and investors can choose investment targets in cooperative funds.

China Merchants Bank Fund Management Interface

2. Purchase through a third-party fund trading platform

It is a popular way to buy funds from third-party fund trading platforms such as Tian Tian Fund website.

The advantages of purchasing on the third-party fund trading platform are: (1), 40% discount on the subscription and redemption rate. The third-party fund trading platform has the lowest fund transaction fee. (2) There are many kinds of funds, and investors can choose from many fund products.

3. Purchase through fund companies

It is also a good choice to buy funds directly from official website, a fund company, and you will also enjoy certain preferential subscription and redemption rates. The disadvantage is that investors can buy a limited variety of funds and can only buy funds under the fund company. This method is suitable for investors who have a soft spot for a fund.

Major fund companies:

Guotai, South China, Huaxia, Huaan, Boss, Penghua, Changsheng, Jiashi, Dacheng, Guo Fu, Yifangda, Baoying, Rongtong, Yin Hua, Great Wall, Galaxy, TEDA Manulife, SDIC UBS, Wanjia, Golden Eagle, China Merchants, Huabao Xingye, Morgan Stanley Huaxin, Guolian, Haifutong and Changxin Fund Management Co., Ltd.

4. Indirect procurement through procurement linkage

Most of the Internet baby wealth management products that have flourished in the past two years are linked to the money fund. Investors buy wealth management products, which is equivalent to indirectly buying funds. The following table is a list of some Internet baby wealth management products linked to monetary funds:

Let's take Yu 'ebao as an example. Investors can buy any amount of Yu 'ebao on Alipay platform, and enjoy the expected annualized expected rate of return of Tian Hong Zenglibao, which is equivalent to buying the fund share of Zenglibao. The advantage of this is that the investment threshold of wealth management products is generally much lower than that of buying funds directly. The investment threshold of most fund products is above 1 10,000 yuan, while wealth management products like Yu 'ebao can be purchased at 1 yuan.