What is the name of Guilin Bank Credit Card app?

Hello, Guilin Bank Credit Card app will be handed over to Guilin Bank.

1. Credit cards, also called debit cards, are credit certificates issued by commercial banks or credit card companies to eligible consumers. The form is a card with name, expiration date, number and cardholder's name printed on the front and magnetic stripe and signature strip printed on the back. Consumers with credit cards can shop or spend in specialized commercial service departments, and then banks will settle accounts with merchants and cardholders. Cardholders can overdraw within a certain amount.

2. The credit card stipulated in the relevant laws of China (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards in the Criminal Law of People's Republic of China (PRC)) refers to the electronic payment card issued by commercial banks or other financial institutions. It has all or part of the functions of consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the standard of English translation and writing in the field of public service was formally implemented, and it was stipulated that the name of credit card with English as the credit card standard was credit card.

3. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the day of collection.

4. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the cardholder has a certain credit limit and can repay before spending within the credit limit; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of petty cash according to the regulations, and when the balance of the petty cash account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally only refer to credit cards.

From 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.05% of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

: 1. What is Guilin Bank?

1. Guilin Bank was founded in 1997, formerly known as Guilin Commercial Bank, and changed its name on 10165438+25 on October 25th. It is a local joint-stock commercial bank with independent legal personality funded by Guilin Municipal Government and its subordinate enterprises, and it is a high-quality private enterprise and individual investor inside and outside the region.

2. Guilin Bank has many branches, all kinds of business and leading scientific and technological means. It can provide high-quality, efficient and all-round local and foreign currency financial services such as deposit and loan, settlement, bills, wealth management, foreign exchange, bank cards and e-banking for all sectors of society. In Guangxi, Nanning, Wuzhou, Hezhou, Fangchenggang and other key counties under the jurisdiction of Guilin have been widely and effectively covered. Outside the region, its business has been extended to Shenzhen, Guangdong through the village bank platform. It is the first regional joint-stock commercial bank in Guangxi.

The new logo of Guilin Bank changed from red to blue, just like Guilin landscape. At the same time, the combination of osmanthus and coins has both the characteristics of the financial industry and the regional characteristics. The sleek lines of the outer contour reflect the humanized service concept of Guilin Bank.