How much can I get by paying 300 thousand social security every month

1. Social insurance is a national welfare security undertaking that is not for profit, while commercial insurance is for profit. Generally speaking, the charge of commercial insurance is much higher than that of social insurance of the same specification. 2. Social insurance covers more aspects than general commercial insurance. Commercial insurance generally only covers medical care or old-age care, while social insurance can generally cover five insurances at the same time. In terms of medical care, the advantages of social insurance are very prominent. The standard of social insurance is constantly improving every year. At the beginning of July every year, the state will adjust the social security base according to the basic salary of employees, and the adjustment ratio is still very high. Generally, it will increase by more than 10% every year, that is, the more money you get later, so the biggest advantage is that the impact of inflation can be eliminated to a relatively small extent, and even commercial insurance will adjust the return. But on the whole, it will not rise faster than social insurance. Now, working students who have not participated in social insurance should participate in social insurance as soon as possible, and working students who have participated in commercial insurance but have not participated in social insurance should also participate in social insurance as soon as possible.

Legal objectivity:

Article 6 of the Interim Measures for the Transfer and Continuation of the Relationship of Basic Medical Insurance in Guangdong Province shall gradually unify the policy of payment period of medical insurance for employees in the whole province. By June 2030, 65438+ 10 1, the cumulative payment period will be 30 years for male employees and 25 years for female employees. In cities that fail to meet the requirements specified in the preceding paragraph, from 2022 onwards, on the basis of the city's policy of 202 1 payment period, the accumulated payment period of medical insurance for employees in this city will be adjusted year by year. Article 16 of the Social Insurance Law: Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.