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20 15 Guangzhou five insurance and one gold payment base and payment ratio

Many people in Guangzhou have some doubts: what is the social security payment base of 20 15 Guangzhou? 20 15 what is the contribution ratio of Guangzhou provident fund? Let me introduce the payment base and proportion of 20 15 Guangzhou five insurances and one gold.

Aspect 1: 20 15 Guangzhou social security base and provident fund deposit base

Regarding the deposit base of the provident fund, starting from July 20 15 1 day, the deposit base shall not be lower than the current minimum wage standard of this municipality 1895 yuan. Since the statistics department has not released the average monthly salary of employees in this city in 20 14, the upper limit of the deposit base is tentatively set at 5 times of the average monthly salary of employees in this city in 20 13, that is, 5808 yuan *5=29040 yuan. Guangzhou Housing Provident Fund Management Center will issue a document to adjust the upper limit of the deposit base accordingly after the statistics department announces the average monthly salary data of employees in this city for 20 14 years.

The average monthly salary of Guangzhou employees in 20 14 years is 6 187 yuan.

Calculation method:

According to relevant regulations, the monthly deposit base of housing provident fund is the average monthly salary of employees in the previous year, and the upper limit of the deposit base of housing provident fund is 5 times. From the upper limit of 30935 yuan in the above documents, it can be concluded that the social wage is 6 187 yuan (30935? 5=6 187 yuan)

Based on:

Article 10 of the Regulations of Guangzhou Municipality on Housing Provident Fund shall be calculated according to the proportion of housing provident fund contributions of employees and units based on the average monthly salary of employees in the year above the monthly contribution of housing provident fund. The wage income of employees is calculated according to the corresponding total wages published by the Bureau of Statistics.

Social security base: from July 20 15/day, the upper limit of the basic old-age insurance payment base for urban employees will be adjusted from 1 3404 yuan to 14958 yuan; The lower limit remains unchanged at 2408 yuan. The upper limit of the basic medical insurance payment base for urban workers is adjusted from 17424 yuan to1856/kloc-0 yuan, and the lower limit is adjusted from 3485 yuan to 37 12 yuan. The upper limit of work-related injury insurance and unemployment insurance payment base is adjusted from 17242 yuan to1856/kloc-0 yuan, and the lower limit is the monthly minimum wage standard of Guangzhou employees, that is, 1895 yuan. The upper limit of the payment base of maternity insurance for urban workers is adjusted from 17424 yuan to1856/kloc-0 yuan, and the lower limit is adjusted from 3485 yuan to 37 12 yuan.

Aspect 2: 20 15 Guangzhou social security ratio and provident fund deposit ratio

The proportion of provident fund deposit: the proportion of unit and individual housing provident fund deposit is 5% respectively? 20%, the specific deposit ratio by the units and individuals to choose. In principle, each unit can only choose one unit deposit ratio, and the individual deposit ratio should be equal to or higher than the unit deposit ratio.

Social security payment ratio: social security is divided into units and individuals (for reference only):

Endowment insurance: 8% for individuals, 20% for foreign-funded units, 0/8% for provincial units and 0/2% for private enterprises.

Medical insurance: unit 7%, individual 2%.

Unemployment insurance: 0.2% for the unit and 0. 1% for the individual.

Work-related injury insurance: 0.4% for the unit, and no payment for the individual.

Maternity insurance: the unit is 0.85%, and the individual does not pay.

Adjustment of unemployment insurance rate: From July 1 day, 2005, the unemployment insurance rate of each insured unit will be adjusted every year, which will be collected by the local tax department according to the approved rate. The floating rate is determined according to the unemployment insurance application rate of the employer in the first five years, and it is divided into three grades: 0.9%, 1.2% and 1.5%. From July 65,438+0, the unit rate of new insurance will be levied at 65,438+0.2%.

Adjustment of work-related injury insurance rate: From July 1 day, 2005, this Municipality will make annual floating adjustment of the work-related injury insurance rate of the insured units, which will be collected by the local tax authorities according to the approved rate. The floating rate is graded according to the proportion of the industrial injury insurance fees actually paid by the employer in the last social security year (referred to as the income and expenditure rate), and is increased or decreased on the basis of the original industry benchmark rates (1.0%, 1.5%). The original benchmark rate of the employer is 0.5%, and there is no floating rate.

As can be seen from the above, Guangzhou's five insurances and one gold include social security and provident fund. The above is the introduction of the payment base and proportion of five insurances and one gold in Guangzhou on 20 15. If you have any questions, please contact Guangzhou Social Security Bureau and Guangzhou Housing Provident Fund Management Center!