Beijing people's social security is broken. Why?

Legal analysis: Beijing's social insurance has been broken for half a year, and it can continue. However, the longer the break, the greater the impact on the collection of old-age insurance in the future, and there are other effects, with specific reference as follows.

The interruption of social security payment mainly affects the endowment insurance and medical insurance of the insured.

1. According to the relevant regulations of Beijing, when the accumulated payment period of old-age insurance reaches 15, you can receive the old-age insurance normally; The old-age insurance in Beijing is based on the principle of "paying more and getting more". Because the period of social security interruption is not included in the length of service, the longer the interruption time, the less the payment amount, and the less the pension will eventually be received.

2. Medical insurance is different from endowment insurance, involving reimbursement of medical expenses, which is greatly affected by the interruption of payment. China's basic medical insurance is a "pay-as-you-go" system, that is to say, no matter how many years the insured person has paid continuously, once the payment is interrupted, he will no longer enjoy the medical insurance benefits during the period of interruption, and the medical expenses will not be reimbursed. In addition, men who have paid medical insurance for 25 years and women who have paid for 20 years can enjoy retirement medical treatment.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC), employers and individuals shall pay social insurance premiums according to law. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.