Is it worthwhile to pay 15 social security by yourself? That's what Ministry of Human Resources and Social Security said.

There are two ways to pay social security, one is social security for urban and rural residents, and the other is social security for employees. Either way, you can pay your own premium. 15 You can get a pension after retirement.

Is it cost-effective to pay 15 social security by yourself?

Generally speaking, it is cost-effective to buy social insurance at one's own expense, because one of the money is subsidized by the state. After participating in the old-age insurance 15 retirement, it is equal to the state giving the insured a sum of money in vain. Social security is based on the principle of "pay more". The higher the payment base, the longer the service period, and the more pensions you receive after retirement.

The function of endowment insurance is to provide protection for people's retirement life, and endowment insurance is also the most basic guarantee that everyone needs. As long as the social security pension insurance purchased by users meets the needs of users for the aged, it is cost-effective.

The insured's basic pension and personal account pension are closely related to the individual payment period and payment amount. The longer and more individuals pay, the higher the pension level. A person pays 300 yuan monthly for 15 years and 600 yuan monthly for 25 years, and the amount of pension received after retirement varies greatly.

Old-age insurance benefits received by urban and rural residents after reaching retirement age, including basic pension and personal account pension.

Is it cost-effective to pay 15 social security by yourself? I hope I can help you. Generally speaking, it is cost-effective for all kinds of insured persons to pay more endowment insurance premiums.