What is the impact of whether social security can be broken off?

Social security can be cut off, and the impact of social security cut off on individuals is mainly reflected in the following aspects:

1. endowment insurance: the interruption will affect the payment period of endowment insurance and the balance of personal account. The cumulative calculation of the payment period of endowment insurance will not be cleared during the interruption period, but it will affect the pension benefits after retirement. Because the pension follows the principle of paying more and getting more, the longer the payment time, the more you pay and the more you get. If the interruption time is too long, such as a few years in the middle, it will affect the pension after retirement;

2. Medical insurance: the interruption of medical insurance will lead to the suspension of medical insurance reimbursement, that is, medical expenses cannot be reimbursed. The balance of medical insurance personal account can continue to be used, but it cannot be reimbursed. If medical insurance is paid after more than 3 months, the continuous payment period of medical insurance will be recalculated, which may have a certain impact on medical insurance benefits;

3. Maternity insurance: In order to enjoy maternity insurance, you must continuously pay more than 1 year, and pay the medical insurance premium continuously for 6 months when giving birth. If the enjoyment of treatment is interrupted, it may be necessary to recalculate the continuous payment period;

4. Unemployment insurance: the interruption of unemployment insurance may affect the eligibility and amount of unemployment benefits;

5. Work-related injury insurance: The interruption of work-related injury insurance may affect the application for work-related injury identification and compensation.

The social security payment period is stipulated as follows:

1, the cumulative payment period of medical insurance (including the deemed payment period and actual payment period in this city) shall be 30 years for men and 25 years for women;

2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund, from which the insured can obtain fixed income and loss compensation;

3. Pay the basic old-age insurance premium 15 years and the basic medical insurance premium for 20 years in the same city. When retiring, it will be calculated according to the standard of the city where the payment is made;

4 to participate in the basic old-age insurance, individuals who have reached the statutory retirement age and accumulated contributions for fifteen years, receive the basic pension on a monthly basis.

To sum up, it is suggested that individuals should try not to cut off their social security contributions in the process, so as not to affect their rights and interests.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 84

If the employer fails to apply for social insurance registration, the social insurance administrative department shall order it to make corrections within a time limit; If no correction is made within the time limit, the employer shall be fined between one and three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined between 500 yuan and 3,000 yuan.

Article 86

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.