What about social security when someone who has not reached retirement age dies?

If a person who has not reached the retirement age dies, the balance of the personal account of the deceased employee plus interest will all be regarded as the inheritance, which will be inherited by the heir or beneficiary. The following related procedures are required:

1, the certificate issued by the unit and the certificate of cancellation of the police station account;

2. Provide a "death certificate" (issued by the hospital or the public security department);

3. Provide the original and photocopy of the payee's ID card (the payee must be the legal heir of the deceased), the original and photocopy of the relationship certificate with the deceased, the household registration book, the marriage certificate or the certificate issued by the public security department;

4. Provide the payee's bank account and account number (personal settlement account opened by Agricultural Bank of China).

Relatives of retired dead persons go to the Insurance Relations Section of the Municipal Social Insurance Bureau to receive the Registration Form for Death of Urban Retirees and apply.

The payment standard of employee death pension is as follows:

If an employee dies at work, in accordance with the following provisions, the industrial injury insurance fund shall pay the funeral grant, the pension for dependent relatives and the one-time death grant for his immediate family members.

1, the funeral subsidy is the average monthly salary of employees in the overall planning area for 6 months.

2. The pension for dependent relatives is paid to the relatives who provided the main source of livelihood and were unable to work before the death of the employee according to a certain proportion of the employee's salary. The standard is spouse 40%, other relatives 30%, old people or orphans 10%. The sum of the pensions for dependent relatives approved for the first time shall not be higher than the wages of employees who died at work.

3. The standard of one-time workers' death allowance is the average monthly salary of workers in the last year in the overall planning area of 48 months. Pay the average monthly salary of employees in the last year in the overall planning area for 54 months due to work-related death; In case of death due to emergency rescue and disaster relief, courageous and so on, the average monthly salary of employees in the previous year will be paid for 60 months.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC).

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.