The social security of these four types of people is invalid.

The social security of four types of people is "invalid", and it is useless to pay 15 years of social security.

For on-the-job employees, whether the company pays social security has become the most concerned thing besides wages. Therefore, everyone should know more about social security so that they won't know what losses they have caused.

There are four types of people whose social security is invalid, and those who have already participated in the insurance need to stop paying as soon as possible.

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What are these four types of people?

I. Four kinds of ineffective social security

The first is the person who repeatedly participates in the insurance.

Repeated participation is mainly reflected in two aspects: employees repeatedly participate in the basic old-age insurance system between different regions, and those who participate in the employee old-age insurance system pay the old-age insurance for urban and rural residents in their hometown. The above two types of situations belong to double insurance.

Repeated participation in insurance is a violation of the relevant laws and regulations of the Social Insurance Law.

After retirement, an individual can only choose to receive a pension.

. Therefore, if you have repeated insurance, you must stop paying, otherwise you will bring yourself economic losses in vain.

Second, people who are retired and re-employed.

These people are usually the business backbone or technical experts of the company. After reaching retirement age and going through retirement formalities, the company re-employed them and let them return to their jobs. In particular, it should be pointed out that since the parties have reached retirement age, even if social security continues to be paid, it will not produce any substantial benefits, just a waste of funds, and payment should be stopped as soon as possible.

Third, it is overdue.

In real life, some friends have reached the legal retirement age, but they have not applied for retirement certificates in time, and the social security contributions of the unit have not been interrupted. In this case, the payment is invalid.

In addition, some friends, when they reach the legal retirement age,

The self-payment period does not meet 15 years.

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So I didn't apply for a retirement certificate, and I want to continue to pay 15 years.

This practice is wrong, and there is no way to make up the payment period. At present, many areas have a policy of paying back, and everyone can pay back.

The fourth kind of people are college students who have just left society.

Generally speaking, the company will provide internship positions for newly graduated college students, and the contract signed is an internship contract. The company has no obligation to provide social security for interns, so college students who have just left school should keep their eyes open and read carefully the terms of the internship contract signed with the company.

So, in 2022, are there any policy changes in the social security field?

Second, two major changes.

In 2022, there are two major changes in the field of social security, which is good news for the insured. The first change is that the pension has ushered in a "18 continuous growth" this year. At present,

Ministry of Human Resources and Social Security and the Ministry of Finance have jointly issued a notice to raise the pension, and the basic pension will continue to increase by 4% this year.

The increase of pension has been legally recognized by the Social Insurance Law.

For the majority of retired workers, raising the basic pension can better protect their retirement life.

It can also reduce the pressure on children to support the elderly, which is a great gospel.

In addition, the basic old-age insurance for employees began the pace of national overall planning this year. At present, the provincial pension pooling fund data platform is gradually docking with the national pooling platform. At present,

Guangdong, Sichuan, Zhejiang, Shandong, Guizhou and other provinces have completed data docking.

In the next few months, the provinces will continue to complete this work.

This is great news for friends who have participated in employee pension insurance. It means that retirement will be more secure in the future, and the payment of pensions will also be directly supported by the central government! Besides,

For friends who pay different fees in different regions, it also reduces the trouble of running errands when approaching retirement in the future.

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Although there are two great news for social security this year,

But we still can't ignore the hidden risks.

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Third, pay attention to risk points.

At present, the problem of population aging in China is serious, and it will be more serious in the future. According to the United Nations forecast, around 2030, the population over 65 in China will account for 25% of the total population over 65 in the world.

By 2050, the number of elderly people over the age of 65 in China will reach the peak, and the proportion of the total population will reach SRC = "/feed/A8014c086E01d954de58cb6ae077cdb 60D9ca9F.jpeg @ f _ auto? token = 8 FCA 26d 3d 5 e 7 f 95 ef 40566255 c 0 1 1cb 5 "/>？ The unfavorable change of population structure has become the biggest risk point in the operation of social security system.

This is also the focus that we must always pay attention to. In the face of the depletion of the fund pool that the social security fund may face in the future, one of the key tasks we must carry out now is to continuously improve the coverage area of social security, vigorously cultivate the strength of market players and individuals, and establish the second and third pillars of social pension.

abstract

The "four types of people" mentioned in this article should stop paying social security as soon as possible.

Even if it has been paid for 15 years, it will have no effect and will only bring economic losses to itself.

In addition, we should always pay attention to the fund pool of social security funds, and respond to the adverse changes in China's population structure with a rigorous attitude.

What do you think of this?