What is the use of paying social security?

The role of social security is reflected in the following aspects:

1. Guarantee citizens' right to get material help from the state and society in case of old age, illness, work injury, unemployment and maternity.

2. Old-age insurance: After paying a certain number of years, you can get a pension every month to buy basic daily necessities and enjoy a more comfortable old age.

3. Medical insurance: In case of illness or injury, medical expenses can be reimbursed to reduce the economic burden.

4. Unemployment insurance: during the period of unemployment, you can receive unemployment benefits to ensure basic living.

5. Work-related injury insurance: you can get material help if you are accidentally injured at work.

6. Maternity insurance: during pregnancy and childbirth, you can get medical expenses reimbursement and maternity allowance.

The proportion of social security reimbursement varies according to regions and policies. The following are the reimbursement rates under normal circumstances:

1. Hospitalization reimbursement: The insured persons are hospitalized in designated medical institutions of Grade III, Grade II and Grade I, and the reimbursement rates within the scope of medical insurance are 60%, 70% and 80% respectively. On this basis, increase the number of severely disabled people with minimum living allowance 10%.

2. Outpatient reimbursement: In a natural year, the average outpatient and emergency expenses incurred by on-the-job personnel total more than 2,000 yuan, and 50% of some large medical mutual funds above 2,000 yuan are paid, and 50% is paid by individuals. For retirees who have accumulated more than 1.300 yuan and more than 1.300 yuan, 70% will be paid by the large medical mutual aid fund over 70 years old, 30% by individuals, 80% by the large medical mutual aid fund over 70 years old and 20% by individuals. To sum up, the role of social security payment is to guarantee basic living, reduce economic burden, maintain social stability and improve the level of social security.

Legal basis:

People's Republic of China (PRC) social insurance law

first

In order to standardize the social insurance relationship, safeguard the legitimate rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, enable citizens to enjoy the fruits of development and promote social harmony and stability, this Law is formulated in accordance with the Constitution.

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.