How is social security refunded?

After the death of the person concerned, the social security personal account can be returned the following month.

Individuals who participate in basic pension insurance and die of illness or not due to work, their survivors can receive funeral grants and pensions; those who are totally disabled due to illness or not due to work when they have not yet reached the legal retirement age can receive a disability allowance. The required funds are paid from the basic pension insurance fund. In the event of an individual's death, the balance of the individual account, if any, can be inherited.

To return the amount of the social security account, there should be a death certificate and documents proving the relationship between the operator and the relatives of the deceased to go to the local social security bureau to apply for a refund, you can return the balance of the personal account of the pension insurance and the balance of the health insurance account inside the money.

After death, you can receive funeral expenses and pensions.

The original premiums paid, the individual account portion can be returned in full, and medical expenses before death can be reimbursed according to regulations.

Bring the death certificate issued by the police station in your household registration area and your social security card to the social security office in your place of enrollment to apply for a refund of your social security benefits.

The dependent relatives or heirs of the former insured social security contributor are entitled to the following benefits:

1. Receive the accumulated balance of the insured contributor's personal account;

2. Funeral and burial subsidy is three times the average monthly salary of the city's on-the-job workers in the previous year at the time of the contributor's death;

3. Lump-sum pensions for dependent relatives of one, two, three, or more than three persons, respectively, will be paid at the rate of the city's annual average monthly salary of on-the-job workers at the time of the contributor's death. The lump-sum pension shall be paid at the rate of 6 times, 9 times and 12 times of the average monthly salary of on-the-job workers of the previous year in the city, respectively.

"The Chinese people*** and the State Social Insurance Law" Article 17 of the basic pension insurance individuals, due to illness or non-work-related death, the survivors can receive funeral grants and pensions; in the case of illness or non-work-related disability when not reaching the legal retirement age, total loss of working capacity, can receive disability allowance. The funds required are paid from the basic pension insurance fund.

Article 49 If an unemployed person dies while receiving unemployment insurance benefits, a one-time funeral allowance and pension shall be paid to his surviving family members, taking into account the local regulations on the death of active workers. The required funds shall be paid from the Unemployment Insurance Fund.

If the death of an individual meets the conditions for receiving the basic old-age insurance funeral subsidy, the work-injury insurance funeral subsidy and the unemployment insurance funeral subsidy at the same time, the survivors of the individual can only choose to receive one of them.