What types of insurance does social security include? How to stop social security

Many friends know that they pay social security, but do you really know what social security you pay, especially the various insurances included in social security? Do you know the specific functions? This article will introduce some social security related contents to you. What kind of insurance does social security include? How to stop social security?

1. What types of insurance does social security include?

There are two kinds of social security, the first is employee social security, which is also commonly known as five insurances. Including medical insurance, endowment insurance, maternity insurance, unemployment insurance and industrial injury insurance. Second, social security for residents, including medical insurance and endowment insurance, such as endowment insurance for urban and rural residents and medical insurance for urban and rural residents.

Social security generally refers to five of the five insurances and one gold, namely, endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. Among them, endowment insurance is mainly used for retirement pension, funeral expenses and pension expenses, medical insurance is mainly used for medical reimbursement and medical insurance benefits after retirement, industrial injury insurance is mainly used to pay the insured's treatment expenses, living care expenses, disability subsidies and disability allowances, unemployment insurance is mainly used for receiving unemployment insurance and medical expenses subsidies after unemployment, and maternity insurance is mainly used for maternity leave, maternity allowance and maternity grants.

Second, how to stop social security?

Many people may need to stop insurance because of job changes after participating in social security. So, how to stop social security?

After the employee leaves the company, the company will submit the personal and unit labor contract cancellation certificate, pension insurance manual, employee pension insurance payment increase and decrease registration form and other materials to the local social security center, and will suspend the payment of social security for them after going through the social security reduction and exemption procedures.

After that, employees can go to the Social Security Bureau to change the subject of payment, join the insurance as a flexible employee, and then pay the premium; You can also let the new unit continue to pay social security fees after finding a new unit. If you are going to other places, you have to re-open a social security account in the newly insured place to pay the fees, and then you can go through the social security transfer procedures, or you can not do it for the time being.

However, if you participate in social security as a flexible employee, you only need to bring your personal ID card and social security card to the service hall of the social security bureau of the insured place to apply to the staff for suspension of personal endowment insurance and medical insurance self-payment.

Third, will the social security transfer be cleared?

Social security transfer will not be cleared. Social security transfer is not only to transfer the basic old-age insurance relationship, but also to transfer the funds in the insured's personal account and overall account. Usually, all the funds in the personal account and 60% of the funds in the overall account will be transferred.

So you don't have to worry. After going to other cities, the social security paid before will be well preserved in the local system and will not be cleared. Can be transferred at any time.

If you don't know which city you will retire to in the future, the social security can not be transferred for the time being, and it is not too late to go through the social security transfer formalities after the retirement location is determined. If you haven't decided where to retire, you can look at which place to participate in the insurance payment 15 years, which area has better economic level and higher social wages, and choose the best retirement place.