How to pay social security at your own expense?

The method of paying social security by yourself is as follows:

1, how to pay social security for individuals can apply for social security as a freelancer (pension+medical care);

2. Insurance conditions: urban hukou or rural hukou;

3. Handling location: local community street social security service points, or district and county social security bureaus (labor and social security bureaus);

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and its copy, and two 1 inch photos;

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

What is social security?

1. Social insurance is a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance;

2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

What is the difference between personal social security and unit social security?

1, different types of insurance. This is the most obvious difference between individual payment and unit payment. Individuals who pay social security can only participate in two kinds of insurance: endowment insurance and medical insurance; What the unit pays is employee social security, including five basic types of insurance: endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. It can be seen that the unit can provide more protection by paying social security;

2. The payment amount is different. Individuals pay social security, the general payment ratio is 20%, and then we must refer to the local average wage and the payment grade provided by the social security department. The lowest grade is 60%, and the highest grade is 300%. Units pay social security, and the proportion of payment is paid by companies and individuals. Endowment insurance is that the unit pays 20% per month and 8% by itself; Medical insurance means that the unit pays 9% every month and 2% by itself, plus serious illness planning 10 yuan;

3. The insured places are different. Those who pay their own social security can participate in urban and rural residents' insurance or the new rural insurance and the new rural cooperative medical system as flexible employees, but they must pay and retire at the place where they are registered; The social security paid by the unit must be paid in the place where the unit is located, which has nothing to do with the employee's household registration, but after retirement, the retirement formalities shall be handled according to the household registration policy.

4. Different pension benefits. The wages paid by employees in the unit are generally higher, while the social security paid by individuals is based on high school, high school and low grade, and the highest is only the average social wage, so the payment base is low, so the treatment is lower.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.