Shanghai five insurance and gold payment ratio is how the

A, Shanghai five insurance a gold contribution base and payment ratio 1, pension insurance unit payment ratio: 21%; individual payment ratio: 8% 2, medical insurance unit payment ratio: 11%; individual payment ratio: 2% 3, unemployment insurance unit payment ratio: 1.5%; individual payment ratio: 0.5% 4, maternity insurance unit payment ratio: 1%; individual does not bear the contribution 5, industrial injury insurance Units to pay the proportion: 0.5%; individuals do not bear the contribution Second, the Shanghai social security contribution base is how much? According to the Shanghai Municipal Bureau of Human Resources and Social Security announced the latest news shows: April 1 - March 31 of the social security contribution base, the highest 15,108 yuan (last year, the city's average monthly salary of three times the average wage of employees), the lowest 3,022 yuan (last year, the city's average monthly salary of 60% of the average wage of employees). The upper limit of the contribution base for individual unit employees is 15,108 yuan, and the lower limit is 3,022 yuan. The unit contribution base is determined by the sum of the individual monthly contribution base within the unit. Third, the degree of Shanghai housing fund contribution base and contribution ratio 1, housing fund contribution ratio. The ratio of contribution to the housing fund and supplementary housing fund for the employee and the unit is the same as that of the degree. That is, the housing fund contribution ratio is still 7% each; supplementary housing fund contribution ratio is still 1% to 8% each, the specific ratio is determined by the unit according to the actual situation. Units that have difficulties in contributing to the housing fund, you can apply for a reduction in the contribution ratio (the employee and the unit contribution ratio is not less than the minimum required contribution ratio, take a positive integer) or deferred contribution to the housing fund, to be improved after the unit's economic performance, and then increase the contribution ratio or make up for the deferred amount. 2, housing fund contribution base. Since July 1, the city's employees housing fund contribution base from the average monthly salary adjusted to the average monthly salary. January 1, the new employees to join the work of the employee should be the employee to join the work of the second month of the current month's salary income or its new to join the work of the average monthly salary actually issued since the housing fund as the base of the contribution. January 1, the new transfer of the employee, to the transfer of the current month's salary income issued after the transfer of the current month's salary income or the average monthly salary actually issued by the housing fund. The actual average monthly salary will be used as the basis for the contribution to the Housing Provident Fund. (3) Upper and lower limits of monthly contributions to the Housing Provident Fund. The upper and lower limits of monthly contributions to the housing provident fund are RMB1,970 yuan, and the upper limit of monthly contributions to the housing provident fund is RMB3,378 yuan for urban self-employed industrial and commercial households, their employees and freelancers. The minimum monthly contribution to the Housing Provident Fund is RMB 204 per month, based on a 7% contribution ratio for the employee and 7% for the organization. The lower limit of the monthly contribution to the Housing Provident Fund for urban self-employed industrial and commercial enterprises, their employees and freelancers refers to this standard. 4. Individuals and companies contribute 8% and 20% of the previous year's average monthly salary respectively, and must contribute for 15 years in order to receive a monthly pension after retirement. If the place of work and insurance is in the place of domicile, you will receive the pension in the place of domicile; if the place of work is not in the place of domicile and you have paid the pension insurance for more than 10 years, you will receive the pension in the place of work; if you work in more than one place and the total number of years is less than 10 years, you will go back to the place of domicile to receive the pension. To summarize, the Shanghai five insurance and one gold payment ratio There are relevant documents, generally speaking, there will not be too much change, we should also look at the ratio when buying insurance, according to their own actual situation to decide whether to insure. To pay attention to the conditions of use of the various insurance and the use of the period, to avoid the purchase of insurance but can not enjoy their own rights and interests of the situation.