Which is better for individuals to pay social security or affiliated units?

It is better for individuals to pay social security than for affiliated units.

Because freelancers can pay their own social security as individuals with flexible employment, of course, they can also choose their affiliated units to pay their own social security, both of which are possible. Then, if your residence and your registered permanent residence are in the same area, you should still pay social security for this flexible employment in the form of flexible employment.

Of course, if the place of residence and registered permanent residence are not in the same area, then you can't pay personal social security in the form of flexible employment, and you can only choose the affiliated unit to pay this social security. So there is a sequence! If it is really impossible to pay social security in the form of individual flexible employment, then you can consider paying social security by affiliated units.

Advantages and disadvantages of paying social security at one's own expense;

First, the advantages of paying social security at one's own expense

1. Paying social security at one's own expense can provide more protection for oneself than not paying social security, whether it is medical security or future pension problems.

2. Pay the old-age insurance on time for a total of 15 years. When you retire, you can receive a certain pension every month to provide for yourself.

3. Stabilize social order to a certain extent. Now the money we pay for social security is to give pensions to people who are now retired. Therefore, it can be said that paying social security is to make certain contributions to the country and society.

Second, the disadvantages of paying social security at one's own expense.

The biggest disadvantage of paying social security at one's own expense is that all social security expenses need to be borne by oneself, so the expenses will be more. Only 40% of social security expenses will go into personal accounts, and the rest will go into fund pooling accounts for future pension payment. If you die during this period, social security will only refund the cost and interest of your personal account.

Baidu Encyclopedia-Personal Social Security