Can an individual buy social security to retire at retirement age without an account?

Individuals who have purchased social insurance can go through retirement procedures even if they don't have a household registration book, but they need to provide other valid identity documents and handle them in accordance with local regulations and procedures.

According to China's current laws, individuals can go through retirement procedures after purchasing social insurance and reaching the legal retirement age. When going through retirement formalities, you usually need to provide a series of related materials, including ID card, social security payment certificate, personal social security account certificate, etc. For individuals who do not have a household registration book, they can generally replace the household registration book with other valid identity documents, such as residence permit and temporary residence permit. These documents can be used as valid documents to prove personal identity and place of residence, so as to handle retirement procedures.

When to retire:

According to the current retirement policy: when men reach 60 years old, women workers reach 50 years old and women cadres reach 55 years old, they can retire, receive pensions and enjoy their old age.

To sum up, people who buy social insurance can go through retirement procedures even if they don't have a household registration book, but they need to provide other valid identity documents and handle them in accordance with local regulations and procedures.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 19

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.