Is it still useful to pay social security at 56? I am an employee of Xiushan County in Chongqing. I went to a small enterprise luggage factory in pinghu city, Jiaxing, and worked in the factory.

To be honest, starting to buy social security at the age of 56 really doesn't help. The advantage is that you can enjoy medical insurance benefits and industrial injury insurance benefits during the insured period, and you can enjoy unemployment insurance benefits if you are dismissed before retirement.

However, the old-age insurance must be paid 15 years (180 months), and the age of 56+15 years =7 1 year. If you can't pay in one lump sum after the age of 60, you can't enjoy the old-age insurance until 7 1. However, is there anyone after 60? Even if someone asks, the social security bureau will not accept the company to pay social insurance premiums for employees, and can only pay social insurance premiums by itself. Individuals have to pay the social insurance premium of 1 1 year, so it is better to put the money for social insurance premium in the bank.