How much social security can Fuzhou take to retire in 2022?

How much social security can Fuzhou take to retire in 2022? Take a brief look with me.

As the social pension may increase by 100~200 yuan/year every year, and the average monthly salary in Fuzhou is different every year, the following Fuzhou pension simulation calculation formula is for reference only and does not represent the final amount.

Fuzhou social security pension insurance payment 15 pension calculation formula:

Formula for Fuzhou citizens to receive pension after retirement:

Fuzhou Pension Month = Fuzhou Basic Pension+Fuzhou Personal Account Pension.

1, Fuzhou social security basic pension = (average monthly salary of employees in Fuzhou last year+average monthly payment salary of individuals in Fuzhou) /2× payment period × 1%.

Average salary in Fuzhou in the past month: 7 175.

Fuzhou Individual Index Average Monthly Wage: Because the average monthly wage index is uncertain, the median is 100%.

The average monthly salary of Fuzhou social security individuals is 7175x100% = 7175.

Fuzhou basic pension = (7175+7175)/2x15x1%=1076.25

Fuzhou 2022 basic pension (15) = 1076.25/ month.

Note 1: Fuzhou social security basic pension comes from Fuzhou pension pooling fund and is extracted from 20% pension insurance paid by Fuzhou enterprises for employees. Although it is not directly included in the personal accounts of Fuzhou citizens, Fuze's citizens who retire in Fuzhou will mention it when paying Fuzhou pension.

2, Fuzhou personal account pension (15) = Fuzhou personal account storage/personal account pension months.

Fuzhou personal account storage amount = user's individual payment base x pension insurance payment ratio x pension insurance payment period

Fuzhou individual payment base: 2506438+0; Fuzhou social security endowment insurance payment ratio: 8%; Pension insurance payment period: 15 years;

Personal account deposit of social security and endowment insurance in Fuzhou = 2506.31x8% x (15x65438+February) =36090.86.

Number of retirement months of Fuzhou social security pension at the age of 50:195; Number of retirement months of Fuzhou social security pension at 60 years old: 139

Fuzhou social security pension insurance personal account monthly pension: Fuzhou personal account storage/pension calculation and payment months.

Personal account pension for retired women aged 50 in Fuzhou = 36090.86/195 =185.08/month.

Personal account pension for male retirees aged 60 in Fuzhou =36090.86/ 139=259.65/ month.

Remarks: 1: The inquiry method of personal account deposits in Fuzhou can also be found on the online service platform of social insurance in Fuzhou.

Note 2: The individual payment base in Fuzhou is calculated according to the actual payment base. The personal payment base in Fuzhou in this article is for reference only.

3. Fuzhou endowment insurance 15 pension. The total monthly pension is: Fuzhou basic pension+Fuzhou personal account pension.

Fuzhou women are expected to receive a monthly pension when they retire at the age of 50:1076.25+185.08 =1261.33/month.

Fuzhou male retires at the age of 60 and is expected to receive a monthly pension:1076.25+259.65 =1335.9/month.

Men over 60 years old, women over 50 years old, continuous service 10 years, can apply for retirement.

If calculated according to the minimum payment base of Fuzhou endowment insurance, you can query the minimum payment base of Fuzhou social security calculator, the proportion of individuals and enterprises and the paid-in amount.