According to the latest retirement age regulation of social security, what should I do if the social security is insufficient 15 at retirement age?

The latest retirement age for social security is 60 for men and 55 for women. Men over 60 years of age, women over 50 years of age, with a total of ten years of service, are eligible for retirement. If the retirement age is up and the social security is insufficient 15, you can pay for it at one time for 15 years or transfer to the new rural insurance.

First, the latest retirement age regulations of social security

The latest retirement age stipulated by social security is 60 for men and 55 for women. Workers in enterprises and institutions owned by the whole people, party and government organs and mass organizations shall retire if they meet one of the following conditions.

1. Men over 60 years of age, women over 50 years of age, and accumulated working experience of ten years;

2. Men over 55 years of age, women over 45 years of age, working for ten years, engaged in underground, high altitude, high temperature, particularly heavy physical labor or other jobs harmful to health;

3. Men over 50 years old and women over 45 years old, with accumulated working experience of 10 years, are allowed to retire after being certified by the hospital and confirmed by the labor appraisal committee.

Second, the retirement age, social security is less than 15?

15 retirement age and social security dissatisfaction can be handled in two ways:

1. Individuals participating in the basic old-age insurance who have paid less than fifteen years when they reach the statutory retirement age can receive the basic old-age pension on a monthly basis.

2 into the new rural social endowment insurance or urban social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Third, the implementation plan of delaying retirement age.

Provinces and cities are formulating delayed retirement plans, which are expected to be officially implemented in 2022. Among them, Shandong, Jiangsu and other provinces have mentioned relevant laws and regulations.

1. Jiangsu

In June 5438+10, the insured can postpone his retirement for at least one year with the consent of the employer.

2. Shandong

In the same month, Shandong pointed out that those with deputy senior titles or above can voluntarily choose whether to postpone retirement, and the delay time is 1 to 3 years, generally not exceeding 65 years old.

As a reminder, the calculation method of delayed retirement age is as follows:

Taking "delayed retirement increases by three months in one year" as an example, the formula for calculating the retirement age after delayed retirement is:

Retirement age of female employees =50+3×(50+ year of birth-2021)12.

Retirement age of female cadres =55+3×(55+ year of birth-2021)12.

Male retirement age =60+3×(60+ year of birth-2021)12. ...