The social security paid by individuals at their own expense is more than 800 yuan per month, and now it has increased by nearly 1000. Is this cost-effective?

I don't remember what year it was. Chatting with a friend who is engaged in the insurance industry, he said that he planned to buy some BX, hovering between financial insurance and security.

My friend told me euphemistically that if I have a job, I should buy as much social security as possible./kloc-I will continue to buy it after 0/5 years, and try not to touch the rest. After reading all kinds of statements about BX over the years, I have followed my friend's advice more and more.

It must be said here that its essence is a question of risk and return. Look at the risks first. As a safeguard measure led by the state and ZF, the risk of social security is definitely much safer than BX, which aims at capital profit.

Secondly, depending on the income, it is impossible to judge whether it is cost-effective until the day of receiving the pension, but at least it should be able to maintain basic needs, BX is not necessarily.

Therefore, personally, it is definitely cost-effective to pay social security for the purpose of protection. My mother is a good example. My mother lost her job. At the age of 57, she spent 37,000 yuan (actually 36,000 yuan, 1 0,000 is the so-called handling fee) to buy social security.

Because you are over 55 years old, you will get social security salary in the month when you pay social security. At first, it was more than 800 a month, and then it was adjusted once a year, and it was increased by 100 a month. It's been a few years, and it's increased by more than 90 a month, about seven years.

After more than three years, she returned to Ben. Now a month 1400, she is quite satisfied. My parents live in the countryside and grow their own vegetables. Our sisters usually give them some during the Chinese New Year holidays, and their lives are quite moist.

They often say that the government has good policies and a sense of security for the elderly. But now I hear that it costs hundreds of thousands to buy it. It depends. If you are not very old, in your fifties and in good health, it is recommended to buy it. This social security is still very cost-effective

Old age can also reduce the burden on children. It's good to hear that there will be funeral expenses in a hundred years. It's too old, it depends on the family situation, but you can buy it or not.