Is it better to pay less or more for your own social security? How to pay?

Accumulative payment of 15 years of social security after retirement can receive a monthly pension, and this payment of social security can be paid by the company, can also be their own payment, the two although there are differences, but are able to receive a pension, a lot of freelancers is their own payment of social security.

From the point of view of the payment of funds, it is certainly the lower the better, because the payment of social security money are their own, but from the point of view of the amount of pension, it is certainly the more you pay the better, because China's social security requirements to pay more and more to receive, the higher the base of the payment of the longer, the longer the pension will be the more.

Inside the social security system, there are two basic choices: either employee pension insurance and employee medical insurance, or urban and rural residents' pension insurance and urban and rural residents' medical insurance, both of which have different contribution levels, and different contribution levels correspond to the treatment of the pension, including the treatment of the retirement health care, which are all different.

Comparatively speaking, the pension of employee pension insurance is higher than that of urban and rural residents, and the higher the contribution level, the more pension you will receive in the same social security, if you pay for your own social security, you should choose according to your own financial situation.

If you're talking about paying for social security in a unit or individually, it's better to pay for social security in a unit, because the unit bears most of the contribution, and the individual only needs to bear a small part of it, while the cost of paying for social security in a unit is borne by the person himself.