What kind of bank card is good for studying in the US? Is it better to do it in the U.S. or just do one on the mainland, and which bank's card is better?

It's better to use a local card in the U.S. to study in the U.S. It's worth it.

Because Chinese international credit cards are charged higher fees when used overseas. You usually need to add an extra 4% on top of what you spend, or withdraw money from an ATM, and the fee is at least $8 per withdrawal, no matter how much money you withdraw.

That's a lot of money to spend on fees.

And Chinese banks have very few branches overseas, so it's not easy to ask questions.

It would be better to get a bank card on US soil, and US banks can open student accounts, which are usually free and don't require an annual fee.

And the best way to choose a US bank is to go with a big one, such as,

Bank of America

Citi Bank

Washington Mutual

Wells Fargo