Anyang city pays its own endowment insurance. What materials are needed to go there?

How to handle individual endowment insurance requires the following information:

Due to the different economic conditions in different places, the relevant social security policies and payment rates are inconsistent. This paper takes the handling process of basic old-age insurance for employees in Anyang as an example to illustrate.

The first step of the personal endowment insurance process: you need to prepare the enrollment information, that is, the urban individual workers within Anyang City, bring their ID cards and photocopies, household registration books and photocopies, business licenses and photocopies of individual businesses, and submit 1 recent one-inch photos for new enrollment procedures;

The second step of the personal endowment insurance processing process: go to Anyang Municipal Bureau of Human Resources and Social Security to fill in the relevant forms, and the processing time is normal working days; Processing time: 5 working days

Step 3: Know your own payment standard. Annual payment amount = annual payment base × 2 1%, and the annual payment base is selected by myself between 60% and 300% of the average monthly salary of employees in the whole province in the previous year.

Endowment insurance is very important for one's future life. After consulting the local social security agency, timely and effective old-age insurance can save you a lot of time, energy and money. At the same time, based on the nature and amount of old-age insurance, it is suggested that people with high demand can buy commercial insurance as a supplement to individual social old-age insurance to create better conditions for their later life.

Anyang Human Resources and Social Security Bureau Address: Floor 2, North of Anyang Labor Security Service Center (No.8 Zhang 'an Avenue)

Tel: 0372-2222671/0372-2222672

The "freelancer" in the individual social endowment insurance refers to the self-employed workers with urban household registration in this city, men under 60 years old and women under 55 years old, who have not established labor relations with their units and are engaged in certain legal income.

Example 1:

1. Freelancers, urban individual industrial and commercial households or flexible employees without fixed jobs can apply for social insurance;

2. Individuals who participate in social insurance shall participate in social insurance according to the method of freelancers. Freelancers can only participate in endowment insurance and medical insurance. The payment of endowment insurance and medical insurance has specific provisions: endowment insurance: bring my ID card, unemployment certificate and two 1 inch photos to the business window of the local social security center. Medical insurance: after completing the formalities of endowment insurance, take the above materials and the well-run endowment insurance manual to the business window of the local medical insurance center. Just pay the fee normally according to the regulations! ! Freelancers, urban individual industrial and commercial households and flexible employees participate in the basic old-age insurance. The payment base is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension is calculated and paid according to the basic pension plan for enterprise employees. In terms of medical insurance, freelancers and self-employed individuals can choose to set up a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year. You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participating in medical insurance, 6% units and 2% individuals;

Example 2:

1. If your work unit does not handle the basic old-age insurance for you, you can participate in the basic old-age insurance in your personal capacity at your place of residence (you usually need to bring your ID card, the original and photocopy of your household registration book and some photos of your ID card for the first time). After completing the insurance procedures, you can pay the annual insurance premium once a year as long as you go back, or you can ask your family to help you pay with the endowment insurance manual. After reaching retirement age, you can go back to your hometown to go through retirement procedures. Please consult the local social insurance agency (Social Security Bureau) for specific policies, payment base and proportion.

2. When moving between different units, if there is a unit to help you with social security, you can ask to transfer the social security relationship and personal account back to your place of origin when you leave the unit, and you don't need to pay in your place of origin during this period.

3. You can also choose some commercial insurance products for the elderly as a supplement. Please consult the insurance agent of the relevant insurance company for details.

Example 3:

The relevant procedures for freelancers to participate in pension and medical insurance shall be handled by the labor service office of the street (township) where the household registration is located.

Handling procedures: the talent service center provides the work experience certificate signed by me, with a copy of the resignation procedures. After the district and county employment agencies confirm, they will establish labor files for them. After the labor manual is issued, the street (township) labor service office shall go through the formalities of retirement and medical insurance registration for freelancers, and pay the pension and medical insurance premiums, or the district/county labor service office may go to the street where its household registration is located.

The base and proportion of pension and medical insurance premiums paid by freelancers shall, in principle, be implemented with reference to the provisions of this Municipality on urban individual industrial and commercial households and their helpers. The payment base of 1999 is 700 yuan. If my average monthly income in last year is higher than the payment base, I can also use the actual income as the payment base, but it shall not exceed 300% of the average monthly salary of employees in the whole city in last year, which is 30 15 yuan in 1999. The contribution ratio of endowment insurance premium is 18%, and the contribution ratio of medical insurance is 7.5%. In principle, the base for freelancers to pay pension and medical insurance premiums is fixed at one year, which can be paid monthly or quarterly.

After freelancers pay pension and medical insurance premiums according to regulations, social insurance institutions set up individual pension insurance accounts for them according to 1 1% of their payment base, and record the payment period, and issue pension insurance payment manuals and medical insurance payment manuals. After the freelancer pays the old-age insurance premium according to the regulations, before the end of 1992, the continuous length of service calculated according to the regulations of the state and this municipality can be included in the personal old-age insurance account as the basis for determining the retirement conditions and calculating the pension. Freelancers are regarded as employment during the payment period, and no longer receive unemployment benefits, which are recorded in my labor manual by the street (township) labor service office. Individual freelancers who require to pay the old-age insurance premium from 1993 are allowed to pay the old-age insurance premium from 1993 1 998 in March, with 660 yuan as the base and the payment ratio of 65438+. The proportion credited to the personal account of old-age insurance is 16% of the payment base, and the payment base and proportion 1998 after April and June are determined according to the payment base and proportion stipulated by this Municipality in that year, and the proportion credited to the personal account of old-age insurance is 1 1% of the payment base.

The individual pension insurance account of freelancers will remain unchanged for life. When my employment situation changes, my personal pension insurance account will be transferred accordingly. After employees who have established individual pension insurance accounts are engaged in freelance work, the accumulated amount of individual pension insurance accounts is calculated.

The individual pension insurance account of freelancers can only be used for providing for the aged and cannot be withdrawn in advance.

Freelancers who have reached retirement age can go through retirement formalities upon their own application, examination by the street (township) labor service office and approval by the social insurance institution, and the pension will be calculated and paid according to the enterprise measures of this Municipality.

The retirement age of freelancers is generally controlled by men reaching 60 years of age and women reaching 55 years of age, and their working years are controlled by their continuous length of service before the end of 1992 plus the payment period after the end of 1993, in which the payment period should be controlled by 5 years. This payment period of 5 years refers to the sum of the payment period when I pay the old-age insurance premium and record it in my personal account according to the regulations after the implementation of 1993 and the Notice on Printing and Distributing the Trial Opinions on the Old-age Medical Insurance for Freelancers in this Municipality (1998 August 27th). Individuals who reach retirement age and continue to engage in freelance work and obtain legal income may, upon their own application, extend their retirement age appropriately and continue to pay fees.