How to combine employee pension insurance?

Prepare relevant materials and go through the merger formalities with the social security department or the designated institution.

First, understand the old-age insurance merger policy

Before the endowment insurance is merged, we need to know the local endowment insurance merger policy first. Policies in different regions may be different. Employees need to consult relevant policy documents or local social security departments to understand the specific merger conditions, processes and required materials.

Second, prepare relevant materials.

According to the policy requirements, employees need to prepare the following materials:

1. Original and photocopy of ID card;

2. Labor contract or resignation certificate;

3. Proof of payment of endowment insurance or social security card;

4. Other documents that may be needed (such as household registration book and marriage certificate). ).

Three, for the old-age insurance merger procedures

After the materials are prepared, employees can go to the local social security department or the designated agency to go through the formalities of merging old-age insurance. The specific process is as follows:

1. Submission of materials: Submit the prepared materials to the handling agency, and the staff will conduct preliminary examination.

2. Review materials: The handling agency will review the submitted materials and merge the endowment insurance accounts after confirming that they are correct.

3. Obtain the merger certificate: After the merger is completed, employees can receive the merger certificate of endowment insurance as proof of the success of the merger.

Fourth, matters needing attention

When handling the merger of endowment insurance, employees need to pay attention to the following matters:

1. Ensure that the materials provided are true and complete, so as not to affect the smooth progress of the merger.

2. If there are multiple pension insurance accounts, they need to be submitted together to apply for merger.

3. In the process of merger, employees need to keep in touch with the agency to keep abreast of the progress and results of the merger.

To sum up:

The merger of employee pension insurance is a process of merging pension insurance accounts of different units or regions into one account. Before the merger, employees need to understand the local policies, prepare relevant materials, and go through the merger procedures with the social security department or designated institutions. In the process of handling, employees need to pay attention to the authenticity and integrity of the materials and keep in touch with the agency.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 19 stipulates:

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.

Interim Measures for the Transfer and Continuation of Basic Old-age Insurance for Employees of Urban Enterprises

Article 3 provides that:

If the insured person is employed in inter-provincial flow, the social insurance agency of the original insured place (hereinafter referred to as the social insurance agency of the transfer place) shall issue the insurance payment certificate, and the basic old-age insurance relationship shall be transferred to the new insured place. If the insured reaches the conditions for receiving the basic old-age insurance benefits, the payment period of insurance premiums will be calculated together, and the amount of personal account storage (including principal and interest, the same below) will be calculated cumulatively; Before reaching the age of receiving treatment, the basic old-age insurance relationship shall not be terminated, and the procedures for surrender shall be handled; Settle abroad and settle in Hongkong, Macao and Taiwan Province Province, according to the relevant provisions of the state.

Interim Measures for the Transfer and Continuation of Basic Old-age Insurance for Employees of Urban Enterprises

Article 6 provides that:

When the insured persons with inter-provincial floating employment meet the conditions for receiving treatment, the place for receiving treatment shall be determined according to the following provisions:

(a) the basic old-age insurance relationship in the domicile, the domicile is responsible for receiving treatment procedures, enjoy the basic old-age insurance benefits.

(2) If the basic old-age insurance relationship is not located in the domicile, but the accumulated payment period in the domicile of the basic old-age insurance relationship has reached 10 years, the local treatment collection procedures shall be handled and the local basic old-age insurance benefits shall be enjoyed.

(3) If the basic old-age insurance relationship is not located at the domicile, and the cumulative payment period in the locality where the basic old-age insurance relationship is located is less than 10 year, the basic old-age insurance relationship will be transferred back to the original insured place, and the payment period will be 10 year, thus enjoying the basic old-age insurance benefits.

(4) If the basic old-age insurance relationship is not located at the domicile, and the accumulated payment period in each insured place is less than 10 year, the basic old-age insurance relationship and corresponding funds shall be collected at the domicile, and the domicile shall go through the formalities for receiving the benefits according to regulations and enjoy the basic old-age insurance benefits.