How much is the maternity insurance reimbursement?

1, such as maternity insurance reimbursement ratio is usually 75% for women and 50% for men, but if both husband and wife have maternity insurance, only one of them can use maternity insurance. In fact, the reimbursement rate of maternity insurance varies from place to place, and the payment standard of maternity allowance varies from person to person.

2, maternity allowance payment standard is generally the average monthly salary of employees in the previous year, 30 times the number of days off;

3. One-time maternity allowance: 2,400 yuan for miscarriage in 400 yuan, 4,000 yuan for natural delivery, and 4,000 yuan for multiple births in dystocia, which is only enjoyed by the woman's maternity insurance.

The reimbursement level of maternity insurance is affected by the local social security policy, and the length of maternity leave is also affected by the management system of the employer.

Insured employees who meet the following conditions can enjoy maternity insurance benefits according to regulations:

1, in line with national, provincial and municipal family planning policies;

2. When giving birth or carrying out family planning operation, the employer has participated in maternity insurance and paid the maternity insurance premium in full 12 months.

3, prenatal examination fees and production costs, the parties bring a marriage certificate, social security card (citizen card) and family planning certificate issued by the street to the maternity insurance designated hospital direct credit card settlement.

4. To declare maternity allowance and one-time nutrition allowance, you need to fill in the maternity insurance benefits declaration form and affix the official seal of the unit, provide marriage certificate, one-child certificate (for children), discharge summary and other materials, and go through the declaration formalities at the obstetrics department of the municipal medical insurance center on the working day between 1- 10 every month. (Relevant formalities shall be handled within one year after delivery).

Legal basis: Article 8 of the Special Provisions on Labor Protection for Female Workers.

Maternity allowance for female employees during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave. The medical expenses incurred by female workers in childbirth or abortion shall be paid by the maternity insurance fund in accordance with the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.