Personal account of Shenzhen endowment insurance

1, basic pension, based on the average monthly salary of employees in this city in the previous year (7,480 yuan in 20 16 years) and my indexed monthly average salary, pay 1% for each full year; 2. The calculation method of personal account pension is that the accumulated amount of personal account at retirement is divided by the number of calculation months stipulated by the state (retirement at 60 139, retirement at 55 170, retirement at 50195); Wait a minute. Article 23 of the Social Insurance Law: Employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Legal objectivity:

1. The social security department establishes a personal account for each insured person, and records the payment of the basic old-age insurance premium of the insured person and the amount stored in the personal account as an important basis for calculating the payment period and retirement pension insurance benefits. 2, personal payment, credited to the personal account. The undertaking institution handling the endowment insurance shall set up an individual endowment insurance account for each worker, and issue an individual "endowment insurance payment voucher" to record in detail the related matters and data such as the payment of endowment insurance premium and the transfer of endowment insurance relationship. As the basis for calculating pension. Personal account pension refers to the old-age insurance money drawn from the personal account of basic old-age insurance when farmers who participate in basic old-age insurance reach a certain age and meet the conditions for receiving old-age insurance money. According to the regulations, the endowment insurance premiums that should be credited to the individual endowment insurance account include: the endowment insurance premiums paid by individuals and the endowment insurance premiums paid by units are credited to the individual endowment insurance account. The standard for recording the endowment insurance premium paid by the unit into the individual endowment insurance account shall be formulated regularly by the Township People's Government according to the actual situation and implemented after being approved by the County Civil Affairs Bureau. The funds stored in individual accounts shall be paid to individuals when they meet the conditions for receiving old-age insurance. The endowment insurance premiums in the personal endowment insurance accounts of rural enterprises with foreign investment and employees of private enterprises, rural individual industrial and commercial households and their helpers shall be recorded in accordance with the Measures for Endowment Insurance for Urban Employees and the Measures for Endowment Insurance for Employees of Private Enterprises in Cities and Towns respectively. And the "Measures for the Endowment Insurance of Urban Individual Industrial and Commercial Households and Their Helpers" and other relevant regulations. The amount stored in the individual pension insurance account can only be used to pay the employee pension insurance on a monthly basis and shall not be used for other purposes. There are two forms to pay personal account funds. One is to pay employee pension on a monthly basis. This method is suitable for farmers who live in rural areas for a long time and pay the endowment insurance premium in full. In addition, payment is a way to pay the amount stored in a personal account to myself in one lump sum. This kind of friendship is suitable for farmers who work outside the home. When the monthly pension is paid, the storage amount shall be deducted according to the proportion of individual contributions to unit contributions in the individual pension insurance account.