Social security paid 15 years, there is a need to continue to pay?

If you are not yet at the age of retirement and have a work unit, even if you have been insured for 15 years, your work unit must continue to insure you.

If you are a flexibly employed person, you don't have to continue to pay for the 15 years you have accumulated, but if you break the payment, you can't enjoy the medical insurance after you break the payment, and the monthly pension you receive after retirement is very low. The same is true for residential social security.

I. Pension

The minimum number of years required to receive a pension is 15 years, while the principle of receiving a pension is: More pay more, longer pay more. The higher the number of years of pension insurance contributions, the higher the monthly pension entitlement at the time of retirement, the more secure the retirement life.

The higher the social security contribution base and the longer the number of years of contributions, the higher the pension will be. The pension is provided for an indefinite period of time, as long as the recipient survives, he can enjoy the treatment of monthly pension, even if the personal account pension has been used up, it will still continue to be issued in accordance with the original standard, moreover, the personal pension will have to grow year by year in accordance with the increase in the average monthly salary of the social on-the-job workers.

If you only pay enough for 15 years and then no longer pay, so the final pension is very little, it is difficult to protect their own retirement life.

Two, health insurance

Whether we are enterprise workers or flexible employment social security, including pension insurance and medical insurance.

Medicare insurance contributions for 25 years, to the retirement age to enjoy the health insurance protection benefits a little higher. And you can enjoy the highest reimbursement rate of 98% for life without having to pay for health insurance after retirement.

If you social security did not pay the full 25 years, one but broke the payment will lose the enjoyment of health insurance reimbursement benefits . It's more than worth it!

Five insurance and one gold refers to the employer to give workers several kinds of security treatment of the collective name, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, and housing provident fund.

"Individual working employees shall contribute to the housing provident fund in accordance with the regulations." The housing fund is an item that "should be paid", which legally means that it must be paid, and also shows that it is an obligation. [1]?

The 13th Five-Year Plan of March 23, 2016, proposed the merger of maternity insurance and basic medical insurance. This means that in the future, with the merger of maternity insurance and basic medical insurance, people are familiar with the "five insurance and one gold" or will become "four insurance and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will purchase benefits for employees, such as personal accident insurance, The company's health insurance will be merged with maternity insurance. [

Reference:

Five insurance and one gold - Baidu Baikei

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