What are the five risks in Chengdu?

Social insurance is a social security system in which the state legislates and the society centrally sets up funds, so that workers can get compensation and help from the state and society in cases of old age, illness, work injury, unemployment and maternity. In view of the above situation, social security has five risks: endowment insurance, medical insurance (including critical illness insurance), work injury insurance, unemployment insurance and maternity insurance. Social security is the country's most basic policy of benefiting the people. As a citizen of People's Republic of China (PRC), he should enjoy welfare benefits. For personal medical security and pension, social security indicators are definitely an important factor to measure whether every citizen can live and work in peace and contentment. Old-age insurance: Old-age insurance is a social insurance system in which workers get certain economic compensation, material help and services from the government and society after reaching the legal retirement age. Medical insurance: The basic medical insurance system for urban employees is a social insurance system established to ensure the basic medical needs of employees according to the affordability of finance, enterprises and individuals. Industrial injury insurance: Industrial injury insurance is also called occupational injury insurance. After a worker suffers from accidental injuries due to work or occupational diseases due to exposure to occupational hazards such as dust, radiation and toxic substances, the state and society shall provide necessary material assistance to the disabled and the relatives of the deceased. Unemployment insurance: unemployment insurance is a system enforced by the state through legislation and set up by the society to provide material assistance to workers who have temporarily stopped their livelihood because of unemployment. Maternity insurance: Maternity insurance is aimed at the physiological characteristics of fertility behavior. According to this law, when working women temporarily stop working and lose their normal source of income due to childbirth, the state or society provides them with material help. Old-age insurance: that is, when workers lose their ability to work due to old age, they are given living expenses and care in their old age. Conditions for enjoying the old-age insurance: to enjoy the old-age insurance, you need to pay the social security years, join the basic old-age insurance before 0998 (1)1July, reach the retirement age stipulated by the state, and the accumulated payment years are over 10 years; (2) After 65438+1 July 19981,he participated in the basic old-age insurance and reached the retirement age stipulated by the state, and the accumulated payment period (including deemed payment period, the same below) reached15; Medical insurance: that is, income subsidies and medical security measures for employees during their illness. Conditions for enjoying the basic medical insurance: (1) The medical insurance for urban workers and the medical insurance for migrant workers will enjoy the corresponding medical insurance benefits from the month after the insurance payment. (2) The insured will no longer enjoy medical insurance benefits from the next month when payment is stopped. Work-related injury insurance: it is to compensate the wages of workers who are injured at work and temporarily or permanently lose their ability to work, and it is also a medical care and life care measure for workers injured at work. Work-related injury insurance conditions: (1) Persons who are in a sick state due to work-related injuries; (two) due to work-related injuries, the ability to work is lost and the wage income is interrupted; (three) due to permanent or temporary loss of working ability, resulting in total or partial loss of wage income; (4) the survivors lost their source of living expenses due to the death of their supporters. Unemployment insurance: that is, the payment of living expenses and medical expenses during unemployment, as well as job-changing training, self-help in production, job introduction and other safeguard measures. Conditions for enjoying unemployment insurance: to participate in unemployment insurance according to regulations, to fulfill the obligation of payment for one year, and not to interrupt employment because of my will. Remarks: To apply for unemployment insurance, the reason for applying for social security relief must be passive unemployment. Maternity insurance: that is, income subsidies and safeguard measures for female employees during their childbearing period. Requirements for the duration of maternity insurance: Employees who have participated in maternity insurance for a total of one year and are still insured when giving birth (abortion) shall enjoy maternity insurance benefits according to relevant regulations (starting from 13 months). Note: Social security is compulsory, and both employers and employees must participate in social insurance and have the right to enjoy it.

Legal objectivity:

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity. "Regulations on the Management of Housing Provident Fund" Article 2 These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.