Personal contributions of high-grade and low-grade social security in Jilin Province

The difference between high and low levels of social security contributions in Jilin province: the difference between receiving more and less pensions after retirement, paying more, receiving more later, and receiving less on the contrary.

There is a big difference between the highest and the lowest. The highest is five times the lowest, but this kind of thing has done what it can. High-grade payment is 100% of the social security payment base, low-grade payment is 60%, and the gap is 40%. In this way, the payment period will remain unchanged, and the retirement pension will differ by at least 40%. Pay more endowment insurance and get more when you retire. The amount of endowment insurance paid is in direct proportion to the amount received at retirement.

Endowment insurance is a social insurance system in which workers get certain economic compensation, material help and services from the government and society after reaching the legal retirement age.

State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, institutions and their employees who implement enterprise management must participate in the basic old-age insurance.

The contribution rate of new insured units (referring to various enterprises) is 10%, and the individual contribution rate is 8%. Individual industrial and commercial households and their employees, flexible employees and other personnel who are insured in the form of individuals have different rates according to the payment period. Individual workers who participate in the basic old-age insurance, the payment base can be high or low within the prescribed scope, and more contributions will benefit more. To receive a monthly pension, employees must reach the statutory retirement age and have gone through retirement procedures; Units and individuals have participated in the old-age insurance according to law and fulfilled the obligation to pay the old-age insurance; Personal payment must be at least 15 years.

legal ground

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.