Job Recruitment Website - Social security inquiry - What's the difference between social security classification?
What's the difference between social security classification?
The monthly payment standard of social insurance is divided into four grades: the lowest grade (4%), the first grade (60%), the second grade (80%) and the third grade (100%). This refers to the payment base of the average social wage in the previous year. For example, the average social wage last year was 3,000 yuan. If you choose 80%, if you are an enterprise employee, the individual will pay 8% every month, that is, 192 yuan. The higher the level, the more you get, which means the more you pay, the more you get. Of course, the amount of money you get is also related to the number of years you pay social security. The minimum pension payment (40%) consists of pension, basic medical care+mutual aid for serious illness (8.5%+ 1%) and maternity insurance, with a monthly payment of ***548.57 yuan; The monthly payment for the first installment (60%) is 692.37 yuan; The second (80%) monthly payment is 835.97 yuan; The monthly payment for the third gear (100%) is 979.77 yuan.
2. There are several types of social security. China's social security system includes five categories: social insurance, social assistance, social welfare, special care and placement, social mutual assistance and personal savings accumulation guarantee.
3. What are the types of social security? Social security has no hierarchy, only categories, which are divided into urban and rural residents' pension insurance, urban residents' pension insurance and flexible employment pension insurance.
In each endowment insurance, it is divided into different payment grades:
(1) Rural endowment insurance is paid annually from 100 to 2000.
(2) The endowment insurance for urban employees is based on the salary of the employees themselves.
(3) Flexible employment pension insurance independently chooses the payment grade according to 60% to 300% of the average social wage.
4. What are the differences between several types of social security? Social security is social insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. The centralized department of social security management is the local human resources and social security bureau. The phone number is 12333. If you are in the company, all five insurances must be paid, and the units and individuals will withhold and remit them according to the prescribed proportion, and the average salary of the previous year will be the payment base.
Among the five insurances, industrial injury insurance and maternity insurance do not need personal burden. If you are not in the company, the individual pays social security by himself, and only needs to pay pension insurance and medical insurance. Generally divided into several grades, depending on personal economic ability.
5. What are the types of social security? Thank you for your invitation, and thank you for your questions.
Landlord, do you know the types of social insurance? So far, there are only two kinds of social security in our country, one is called urban workers' endowment insurance, and the other is called urban and rural residents' endowment insurance, so no matter which kind of endowment insurance you participate in, you can't participate in another kind of endowment insurance repeatedly, so you can only enjoy one pension in the end.
These two kinds of old-age insurance are different for people, because the employee's old-age insurance generally pays a large amount, so the people he faces are employees and individuals of enterprises in neighboring countries who pay social security benefits in the form of employment, so the people he mainly faces in this old-age insurance are rural people and residents without work units, so it is more common for these people to participate in the resident's old-age insurance because of their low income.
Therefore, if individuals want to choose to participate in social security, they must first choose according to their actual situation and economic ability. If you are a younger person and have a hospital for employment in the future, I personally suggest that it is more appropriate to participate in employee pension insurance. If you are an older person, even before the legal retirement age of15th anniversary, and your economic conditions are very general, then it is no problem to choose the old-age insurance for residents.
6. There are several types of social insurance, which are mainly divided into the following five categories.
endowment insurance
medical insurance
employment injury insurance
unemployment insurance
maternity insurance
Definition and content of social insurance.
Social insurance refers to a security system in the form of national legislation, with workers as the protection object, special events such as old age, illness, disability, unemployment, death and childbirth as the protection content, and characterized by government enforcement. The biggest difference between social security and commercial insurance lies in its non-profit, compulsory, universal security and the basic equivalence of rights and obligations.
Social insurance in China mainly includes the following five categories: endowment insurance, unemployment insurance, medical insurance, maternity insurance and industrial injury insurance. Among them, the insurance that can provide us with medical reimbursement service is social medical insurance, which exists in the following three forms in China: urban workers' medical insurance, urban and rural residents' medical insurance and the new rural cooperative medical system, and these three social medical insurance systems exist in almost everyone.
7. There are several types of social security. There are several types of participation status:
First, participate in insurance by flexible employment.
Participate in employee social security by flexible employment, and only pay endowment insurance and medical insurance. Although there are few types of insurance, the overall cost is much higher than that of employees on the job. After all, employees' social security premiums are shared by the company and myself. The company bears most of the expenses, while individuals can only pay them in full, so the economic pressure is even greater.
Second, affiliated companies pay social security.
Paying social security by affiliated companies is also a common way to participate in insurance, which can not only pay five types of social security, but also pay housing provident fund, which is very helpful for those who plan to buy a house in the future. After all, the low loan interest rate of the provident fund can save a lot of housing costs. But affiliated companies also need to pay all the expenses themselves. Even if you choose the lowest payment grade, the monthly social security expenditure should not be underestimated. In addition, we have to pay a handling fee to the affiliated company, and the final cost is still quite high.
Third, pay social security for residents.
In addition to employee social security, there is no shortage of social security for residents. The payment of residents' social security is much lower than that of employees' social security, and it is very friendly to people with financial difficulties. The treatment of residents' social security is relatively poor, but it can still play a certain role in ensuring, so it is more cost-effective for people with unsatisfactory income to pay social security for residents.
8. What's the difference between social security? As a national welfare, social security is the basic guarantee. Everyone needs to pay if conditions permit. There are two ways to pay social security. One is paid entirely by individuals, and the other is paid jointly by enterprises and individuals. People with social security will consider whether they need to buy commercial insurance with social security. When an enterprise fails to pay social security or an individual does not have a stable job and needs to pay his own fees, what is the difference with an enterprise?
1. Different definitions
Enterprises pay social insurance, commonly known as five insurances, old-age insurance, medical insurance and unemployment insurance, and the other two industrial injury insurance and maternity insurance are paid by employers. Personal payment of social security is the basic guarantee for flexible employees and a rare guarantee for freelancers.
2. Different types of insurance are involved.
In fact, the types of insurance have been mentioned before. The premiums paid by general enterprises include old-age insurance, medical insurance, work-related injury insurance, unemployment insurance and maternity insurance, which are often called five insurances, while the social security paid by individuals can only participate in old-age insurance and medical insurance. Of course, in addition to these two types, some areas can also participate in unemployment insurance.
3. Different payment bases
Payment methods vary greatly. The base for the unit to pay social security is the average salary of employees in the previous year, which depends on the average salary of employees themselves. The higher the personal salary, the higher the payment. When individuals pay social security freely, the payment base is fixed, which is generally divided into three grades: high school and low school, and everyone can choose freely. The payment base of these three grades is between 60% and 300% of the average social level, which is specifically selected by individuals.
4. The payment amount is different
Whether you choose to buy social security has a lot to do with the money you need to spend. If enterprises pay social security, because pension, medical care and unemployment insurance are shared by enterprises and individuals, while maternity insurance and industrial injury insurance are paid by units, it can be seen that enterprises have taken the lead in paying most of them, and individuals only need to pay a small part.
Individuals pay social security, endowment insurance and medical insurance themselves, and no one shares it.
5. Different household registration restrictions
Social security paid by enterprises has nothing to do with household registration. Whether local or foreign, as long as they sign a compliant contract with the company and work full-time, enterprises will pay social security as promised.
Individuals who want to pay their own social security must be locals, and foreigners who want to participate in insurance can only choose professional social security, which is something that everyone who wants to pay their own social security needs to consider.
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