2 1 year-old unemployed young men who pay social security by themselves are considered as retirement age?

According to relevant information, it is not cost-effective to query and display. 2 1 year-old unemployed young men are not cost-effective from paying social security to retirement age, because the amount of social security paid by individuals is relatively large compared with the endowment insurance for urban workers. However, the party concerned can also ask for retirement when he reaches the legal retirement age and the accumulated payment exceeds 15 years.